Bay County property record for 905 E 23rd Pl, Panama City, FL 32405
| Property Type | Hotel |
|---|---|
| Details | 46,176 sqft · built 2006 |
| Lot Size | 1.36 acres (59,328 sqft) |
| Owner | Company Name on Record |
| Last Sale | $8,800,000 (Jul 2026) |
| Tax Bill | $103,774 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12969-060-000 |
| Primary APN | 12969-060-000 |
|---|
| Total Rooms | 105 Rooms |
|---|---|
| Units | 84 Units |
| Stories | 1 Story |
| Building Area | 46,176 sqft Gross Area |
| 1st Floor Area | 46,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 59,328 sqft (1.36 acres) |
| Lot Dimensions | 140 ft deep x 404 ft wide |
| Pool Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 E 23RD PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5201 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -101D- 104B ST AND BAY DEV CO PLAT COM AT NE COR OF LO 114 W 50 FOR POB TH S 140 W 430 N 140 TO N LINE LOT 114 E 430 TO POB ORB 4616 P 1584 LESS -101E- |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Legal Lot Number | 114 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1302 |
Source: Bay County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 515 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2550 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 30, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Jul 9, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage SMARTBANK |
| Oct 3, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Oct 3, 2022 · Amount on Record |
| Deed Document Number | 202641300 |
| Deed Book / Page | 5054 / 105 |
| Last Transfer Date | Jul 29, 2026 |
| Transfer Doc | 0000046527 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 905 E 23RD PL, PANAMA CITY, FL 32405-5201 |
| Document Number | 0000046527 |
| Book / Page | 5062 / 892 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202646527 |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 515 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2550 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 9, 2026 |
| Property Address | 905 E 23RD PL, PANAMA CITY, FL 32405-5201 |
| Document Number | 0000041300 |
| Book / Page | 5054 / 105 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202641300 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,221,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 515 BREAKFAST POINT BLVD, PANAMA CITY BEACH, FL 32407-2550 |
| Document Number | 0000041301, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202641301 |
| Name | SMARTBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 3, 2022 |
| Property Address | 905 E 23RD PL, PANAMA CITY, FL 32405-5201 |
| Document Number | 0046161584 |
| Book / Page | 4616 / 1584 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022072658 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Limited Transfer Tax Data |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 PARK AVE, 345, NEW YORK, NY 10154-0004 |
| Name | Verified Name |
|---|---|
| Address | 3560 LENOX RD NE, ATLANTA, GA 30326-4266 |
| Document Number | 0046171063 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 4617/1063 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,774.00 (+318.61%) | $6,228,840 (+338.56%) | $6,616,327 (+365.84%) Land $224,730 Building $6,391,597 |
| 2023 | $24,790.00 (+6.87%) | $1,420,303 (-0.9%) Land $228,030 Building $1,192,273 | $1,420,303 (-0.9%) Land $228,030 Building $1,192,273 |
| 2022 | $23,196.00 | $1,433,238 Land $228,030 Building $1,205,208 | $1,433,238 Land $228,030 Building $1,205,208 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures