Bay County property record for 903 E 23rd Pl, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.512 acres (22,302 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Sep 2005) |
| Tax Bill | $1,762 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12971-000-000 |
| Primary APN | 12971-000-000 |
|---|
| 1st Floor Area | 1,885 sqft |
|---|
| Lot Area | 22,302 sqft (0.512 acres) |
|---|---|
| Lot Dimensions | 144 ft deep x 155 ft wide |
| Street Address | 903 E 23RD PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5201 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -102- 104B ST A B DEV CO PLAT BEG 30 E OF NW COR LOT 114 TH E 150 S 140 W 150 N 140 TO POB ORB 287 P 702 ORB 2674 P 478,481,484 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST A B DEV CO PLAT |
| Legal Lot Number | 114 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1302 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 814 E MAIN ST, RICHMOND, VA 23219-3306 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on Record |
| Deed Sale | Sep 16, 2005 · Amount on Record |
| Prior Sale | Sep 16, 2005 |
| Deed Document Number | 200574109 |
| Deed Book / Page | 2674 / 481 |
| Prior Transfer Date | Sep 13, 2005 |
| Prior Transfer Doc | 0026740484 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (+0.92%) | $111,600 (-) Land $111,600 | $111,600 (-) Land $111,600 |
| 2024 | $1,746.00 (-4.95%) | ||
| 2023 | $1,837.00 (+19.05%) | $111,600 (+25%) Land $111,600 | $111,600 (+25%) Land $111,600 |
| 2022 | $1,543.00 | $89,280 Land $89,280 | $89,280 Land $89,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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