Lyon County property record for 905 Davis St, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,953 sqft · built 2020 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $12,282 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000140520000 |
| Primary APN | 350000140520000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,953 sqft Living Area |
| Basement Area | 2,953 sqft |
| Finished Basement | 1,970 sqft |
| Unfinished Basement | 981 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Garage Area | 1,733 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 359 sqft |
| Deck Area | 277 sqft |
| Patio Area | 594 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 905 DAVIS ST |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | HAWKINS 5TH ADD LOT 2 |
| Legal Subdivision | HAWKINS FIFTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950200 |
Source: Lyon County records, as of May 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Feb 28, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2024 |
| Transfer Doc | 0000000719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Apr 8, 2026 |
| Property Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Document Number | 0000000907 |
| Book / Page | 2026 / 907 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026907 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/1523 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2023/1523 |
| Instrument | 2023 1523 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 30, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/2588 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2022/2588 |
| Instrument | 2022 2588 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 30, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Feb 28, 2020 |
| Property Address | 905 DAVIS ST, ROCK RAPIDS, IA 51246-2035 |
| Document Number | 002020/436 |
| Book / Page | 2020 / 436 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 436 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1404 S CARROLL ST, ROCK RAPIDS, IA 51246-2070 |
Source: Lyon County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,282.00 Homeowner's exemption | $1,036,850 (+26.87%) Land $47,200 Building $989,650 | $1,036,850 (+16.2%) Land $47,200 Building $989,650 |
| 2024 | $12,282.00 (+19.99%) | ||
| 2023 | $817,270 (+31.86%) Land $47,200 Building $770,070 | $892,270 (+28.42%) | |
| 2022 | $10,236.00 Homeowner's exemption | $619,820 Land $47,200 Building $572,620 | |
| 2021 | $694,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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