Lyon County property record for 1007 Davis St, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,604 sqft · built 2018 |
| Lot Size | 0.461 acres (20,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,000 (Oct 2020) |
| Tax Bill | $5,826 (2024) |
| Deeds & Mortgages | Jan 2019 Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000140210500 |
| Primary APN | 350000140210500 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Basement Area | 1,604 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,100 sqft (0.461 acres) |
| Lot Dimensions | 150 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 1,196 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 740 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1007 DAVIS ST |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | HAWKINS THIRD ADD LOT5 & N10' OF LOT4 & S 10' LOT 6 BLK 1 |
| Legal Subdivision | THIRD ADD |
| Legal Block | 1 |
| Legal Lot Number | 4-6 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950200 |
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage PREMIER BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Aug 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER BANK |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Oct 22, 2020 | Warranty Deed, Transfer |
| Jan 28, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 2020 3072 |
| Deed Book / Page | 2020 / 3072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002019/166 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 2019/166 |
| Instrument | 166 |
| Name | PREMIER BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/1039 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 2020/1039 |
| Instrument | 2020 1039 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02019/1821 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 2019/1821 |
| Instrument | 1821 |
| Name | PREMIER BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002021/439 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 2021/439 |
| Instrument | 2021 0439 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Oct 22, 2020 |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Document Number | 02020/3072 |
| Book / Page | 2020 / 3072 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020 3072 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 107 DAVIS CT, ROCK RAPIDS, IA 51246-2200 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON IA |
| Recording Date | Jan 28, 2019 |
| Property Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Document Number | 002019/164 |
| Book / Page | 2019 / 164 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 164 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 DAVIS ST, ROCK RAPIDS, IA 51246-2009 |
| Document Number | 002019/165 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 2019/165 |
| Instrument | 165 |
| Name | PREMIER BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $424,740 (+33.97%) Land $43,550 Building $381,190 | $424,740 (+8.34%) Land $43,550 Building $381,190 | |
| 2024 | $5,826.00 (+54.45%) | ||
| 2023 | $317,050 (+35.5%) Land $43,550 Building $273,500 | $392,050 (+26.89%) | |
| 2022 | $3,772.00 Homeowner's exemption | $233,980 Land $43,550 Building $190,430 | |
| 2021 | $308,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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