905 Circle Dr, Monroe, NC 28112 Property Records

Union County property record for 905 Circle Dr, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,309 sqft · built 1950
Lot Size	0.247 acres (10,759 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Jul 2023)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-194-041`

Property Details

APN / Parcel Number

Primary APN	`09-194-041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 CIRCLE DR
City	MONROE
State	NC
Zip	28112-5803
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.247A OPCR377
Legal Subdivision	HENDERSON & MARSH
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2018
Census Tract	20602

Owner

Source: Union County records · APN 09-194-041

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 CIRCLE DR, MONROE, NC 28112-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Prior Sale	Jul 24, 2008 · Amount on Record
Deed Document Number	202315927
Deed Book / Page	8738 / 632
Prior Transfer Date	Apr 23, 2001
Prior Transfer Doc	1545841
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 03, 2023
Property Address	905 CIRCLE DR, MONROE, NC 28112-5803
Document Number	0008738632
Book / Page	8738 / 632
Map Reference	CAB R FILE 377
Instrument Date	Jun 19, 2023
Instrument	15927
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CIRCLE DR, MONROE, NC 28112-5803

Mortgage

Document Number	0000015928
Date	Jul 03, 2023
Instrument	15928

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2038

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 (+20.09%)	$183,300 (+49.75%) Land $31,400 Building $151,900	$183,300 (+49.75%) Land $31,400 Building $151,900
2023	$1,334.00	$122,400 (-) Land $16,900 Building $105,500	$122,400 (-) Land $16,900 Building $105,500
2022	$1,334.00	$122,400 Land $16,900 Building $105,500	$122,400 Land $16,900 Building $105,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790206022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.