903 Circle Dr, Monroe, NC 28112 Property Records

Union County property record for 903 Circle Dr, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 911 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$1,506 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-194-042`

Property Details

APN / Parcel Number

Primary APN	`09-194-042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	911 sqft Living Area
Gross Area	1,124 sqft
1st Floor Area	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	133 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 CIRCLE DR
City	MONROE
State	NC
Zip	28112-5803
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 2 8834-0066
Legal Subdivision	HENDERSON & MARSH
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2018
Census Tract	20602

Owner

Source: Union County records · APN 09-194-042

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3222 CROW RD, MONROE, NC 28112-7557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Seller Carry-Back BOYD HORTON
Oct 09, 2018	Quit Claim Deed, Transfer · Conventional with PMI KELLY S HORTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2023
Deed Sale	Dec 29, 2023
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	202330904
Deed Book / Page	8834 / 66
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	7249244
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 29, 2023
Property Address	903 CIRCLE DR, MONROE, NC 28112-5803
Document Number	0000883466
Book / Page	8834 / 66
Map Reference	MB 199 PG 538
Instrument Date	Dec 18, 2023
Instrument	30904
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 CROW RD, MONROE, NC 28112-7557

Mortgage

Document Number	0000030905
Date	Dec 29, 2023
Instrument	30905

Lender

Name	BOYD HORTON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	350 Months
Due	Feb 01, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Oct 09, 2018
Property Address	903 CIRCLE DR, MONROE, NC 28112-5803
Document Number	7249244
Book / Page	007249 / 000244
Instrument Date	Sep 11, 2018
Instrument	28495
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W JEFFERSON ST MONROE NC 281124713, MONROE, NC 28112-4713

Mortgage

Document Number	7249261
Date	Oct 09, 2018
Book Page	007249/000261
Instrument	28496

Lender

Name	KELLY S HORTON
Address	1018 VILLAGE LAKE DR, MONROE, NC 28110-9663

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 08, 2038

Mortgage

Document Number	7249271,
Date	Oct 09, 2018
Book Page	007249/000271
Instrument	28498

Lender

Name	KELLY S HORTON
Address	1018 VILLAGE LAKE DR, MONROE, NC 28110-9663

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 08, 2038

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (+46.64%)	$172,300 (+82.91%) Land $31,300 Building $141,000	$172,300 (+82.91%) Land $31,300 Building $141,000
2023	$1,027.00	$94,200 Land $17,300 Building $76,900	$94,200 Land $17,300 Building $76,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790206022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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