905 Balltown Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 905 Balltown Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,222 sqft · built 1900
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422400 50.18-1-3`

Property Details

APN / Parcel Number

Primary APN	`422400 50.18-1-3`
Alternative APN	`240005001800010030000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,822 sqft
2nd Floor Area	400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	245 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 BALLTOWN RD
City	SCHENECTADY
State	NY
Zip	12309-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1006
Census Tract	31902

Owner

905 Balltown Rd is owned by two individuals who bought it in August 2026.

Source: Schenectady County and Niskayuna Town records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 DUNWOODIE RD, GLENMONT, NY 12077-2903
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Jan 22, 2026	Executor's Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Oct 21, 2020	Loan Modification, Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Jan 22, 2026 · Amount on File
Deed Document Number	202618236
Deed Book / Page	2177 / 822
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2026
Property Address	905 BALLTOWN RD, SCHENECTADY, NY 12309-6503
Document Number	0000018236
Book / Page	2177 / 822
Instrument Date	Jul 31, 2026
Instrument	202618236
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,268.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 DUNWOODIE RD, GLENMONT, NY 12077-2903

Mortgage

Document Number	0000018237,
Date	Aug 17, 2026
Instrument	202618237

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 22, 2026
Property Address	905 BALLTOWN RD, SCHENECTADY, NY 12309-6503
Document Number	0000001579
Instrument Date	Jan 7, 2026
Instrument	202601579
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$768.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 COUNTY ROAD 827, CENTRE, AL 35960-8902

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	905 BALLTOWN RD, SCHENECTADY, NY 12309-6503
Document Number	0000038949
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 BALLTOWN RD NISKAYUNA NY 123096501, NISKAYUNA, NY 12309-6501

Mortgage

Document Number	0000038949
Date	Dec 8, 2020
Book Page	005048/000549
Instrument	38949

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$180,000 (-) Land $35,900 Building $144,100	$266,700 (+11.13%) Land $53,192 Building $213,508
2024	$180,000 (-) Land $35,900 Building $144,100	$240,000 (+5.36%) Land $47,867 Building $192,133
2023	$180,000 Land $35,900 Building $144,100	$227,800 Land $45,433 Building $182,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Balltown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Balltown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Balltown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures