Schenectady County and Niskayuna Town property record for 602 Balltown Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,534 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,000 (Apr 2024) |
| Tax Bill | $8,120 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.-1-2 |
| Primary APN | 422400 60.-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Upper Floors Area | 462 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 70 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 602 BALLTOWN RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 31902 |
602 Balltown Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 602 BALLTOWN RD, SCHENECTADY, NY 12304-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Apr 2, 2024 | Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Jun 21, 2023 | Bargain and Sale Deed, Transfer MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Dec 16, 2022 | Referee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Jun 21, 2023 · Amount on File |
| Deed Document Number | 202419164 |
| Deed Book / Page | 2128 / 71 |
| Prior Transfer Date | Oct 20, 2022 |
| Prior Transfer Doc | 0000066720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 2, 2026 |
| Property Address | 602 BALLTOWN RD, SCHENECTADY, NY 12304-2252 |
| Document Number | 0000012634 |
| Instrument Date | May 4, 2026 |
| Instrument | 202612634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000012634, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202612634 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Apr 1, 2054 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 2, 2024 |
| Property Address | 602 BALLTOWN RD, SCHENECTADY, NY 12304-2252 |
| Document Number | 0000019164 |
| Book / Page | 2128 / 71 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 202419164 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,264.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 CALLAWAY CIR, LOUDONVILLE, NY 12211-2639 |
| Name | Verified Name |
|---|---|
| Address | 4405 ALAN DR, BALTIMORE, MD 21229-4808 |
| Document Number | 0000019165 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 202419165 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 21, 2023 |
| Property Address | 602 BALLTOWN RD, SCHENECTADY, NY 12304-2252 |
| Document Number | 0000035901 |
| Book / Page | 2110 / 318 |
| Instrument Date | May 19, 2023 |
| Instrument | 202335901 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | MPR TITLE AGENCY, SMPR TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $736.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 951 W YARNATO ROAD #175175, 175175, BOCA RATON, FL 33431 |
| Name | Verified Name |
|---|---|
| Address | 17 CALLAWAY CIR, LOUDONVILLE, NY 12211-2639 |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 16, 2022 |
| Property Address | 602 BALLTOWN RD, SCHENECTADY, NY 12304-2252 |
| Document Number | 0000066720 |
| Book / Page | 2099 / 632 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 202266720 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $746.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10500 KINCAID DR, FISHERS, IN 46037-9749 |
The 2026 property tax bill for 602 Balltown Rd was $8,120, up 4% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,120.00 (+3.97%) | ||
| 2025 | $7,810.00 | $180,000 Land $27,800 Building $152,200 | $266,700 Land $41,190 Building $225,510 |
| 2023 | $175,000 (-) Land $27,800 Building $147,200 | $221,500 (+12.67%) Land $35,187 Building $186,313 | |
| 2022 | $175,000 Land $27,800 Building $147,200 | $196,600 Land $31,231 Building $165,369 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 602 Balltown Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 602 Balltown Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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