905 Adams St, Lapeer, MI 48446 Property Records

Lapeer County property record for 905 Adams St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,100 sqft · built 1950
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2024)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L20-39-700-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-39-700-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 86 ft wide
Garage Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	905 ADAMS ST
City	LAPEER
State	MI
Zip	48446-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4 LOT 7 & S 11 FT OF LOT 8 BLK 4 AND N 1/2 OF VAC HURON ST ADJ. LOT 7 ON THE SO.
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	4
Legal Lot Number	7-8
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1016
Census Tract	337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 ADAMS ST, LAPEER, MI 48446-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 11, 2021	Warranty Deed, Transfer LCTC, LCT
Nov 16, 2020	Warranty Deed, Transfer CISLO TITLE
Sep 26, 2019	Grant Deed, Transfer BEST HOME TITLE, BEST HM TITLE
Aug 28, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Book / Page	3424 / 679
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	0029810084
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 9, 2024
Property Address	905 ADAMS ST, LAPEER, MI 48446-1909
Document Number	0034240679
Book / Page	3424 / 679
Map Reference	LB D PG 1
Instrument Date	Oct 8, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 ADAMS ST, LAPEER, MI 48446-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 CLYDE RD, HOLLY, MI 48442-9125

Mortgage

Document Number	0003424890
Date	Oct 9, 2024
Instrument	3424/890

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 11, 2021
Property Address	905 ADAMS ST, LAPEER, MI 48446-1909
Document Number	0032010960
Book / Page	3201 / 960
Map Reference	LB D PG 1
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LCTC, LCT

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5874 SILVER BIRCH RD, ORTONVILLE, MI 48462-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BURNSIDE RD, NORTH BRANCH, MI 48461-9737

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 16, 2020
Property Address	905 ADAMS ST, LAPEER, MI 48446-1909
Document Number	0031470780
Book / Page	003147 / 000780
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Tax	$578.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5874 SILVER BIRCH RD ORTONVILLE MI 484629519, ORTONVILLE, MI 48462-9519

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 26, 2019
Property Address	905 ADAMS ST, LAPEER, MI 48446-1909
Document Number	0030490585
Book / Page	003049 / 000585
Instrument Date	Sep 12, 2019
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	BEST HOME TITLE, BEST HM TITLE

Transaction

Amount	Amount Recorded
Tax	$292.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 JOHNSON RD NORTH BRANCH MI 484619343, NORTH BRANCH, MI 48461-9343

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 28, 2018
Property Address	905 ADAMS ST, LAPEER, MI 48446-1909
Document Number	0029810084
Book / Page	002981 / 000084
Instrument Date	Aug 22, 2018
Transaction Type	Foreclosure
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,700 (-2.03%)	$173,400 (-2.03%)
2025	$2,624.00 (+35.96%) Homeowner's exemption	$88,500 (+32.29%)	$177,000 (+32.29%)
2024	$1,930.00 (+11.3%)
2023		$66,900	$133,800
2022	$1,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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