810 Adams St, Lapeer, MI 48446 Property Records

Lapeer County property record for 810 Adams St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1993
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2020)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L20-47-500-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-47-500-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	405 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	810 ADAMS ST
City	LAPEER
State	MI
Zip	48446-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER ORIGINAL PLAT NW 1/4 LOT 5, BLK 18 & N 30 FT ADJ VAC ST CLAIR ST
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	18
Legal Lot Number	5
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1018
Census Tract	337000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	810 ADAMS ST, LAPEER, MI 48446-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Book / Page	3106 / 821
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	0026800673
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 12, 2020
Property Address	810 ADAMS ST, LAPEER, MI 48446-1907
Document Number	0031060821
Book / Page	3106 / 821
Map Reference	LB D PG 1
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 ADAMS ST, 810, LAPEER, MI 48446-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 ADAMS ST, LAPEER, MI 48446-1907

Mortgage

Document Number	3106822
Date	Jun 12, 2020
Instrument	3106/822

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (-0.86%)	$206,800 (-0.86%)
2025	$2,723.00 (+3.42%) Homeowner's exemption	$104,300 (+13.62%)	$208,600 (+13.62%)
2024	$2,633.00 (+11.1%)
2023		$91,800	$183,600
2022	$2,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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