905 11th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 905 11th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2023)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-8010`

Property Details

APN / Parcel Number

Primary APN	`85-401-8010`
Alternative APNs	`85-00401-8010` `42450`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Street Address	905 11TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 80
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	80
Legal Lot Number	2
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	31500

Owner

905 11th Ave SE is owned by an individual who bought it in November 2023.

Source: Sherburne County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	905 ILTH AVE, SAINT CLOUD, MN 56304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 12, 2023	Warranty Deed, Transfer ARDEN TITLE LLC
May 12, 2023	Sheriff's Deed, Foreclosure Foreclosure Auction
May 25, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	May 12, 2023 · Amount on File
Deed Document Number	2023964324
Prior Transfer Date	Jul 25, 2014
Prior Transfer Doc	0000791406
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 29, 2023
Property Address	905 11TH AVE SE, SAINT CLOUD, MN 56304-1528
Document Number	0000964324
Instrument Date	Nov 20, 2023
Instrument	964324
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 11TH AVE SE, SAINT CLOUD, MN 56304-1528

Mortgage

Document Number	0000964325
Date	Nov 29, 2023
Instrument	964325

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000964326
Date	Nov 29, 2023
Instrument	964326

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 12, 2023
Property Address	905 11TH AVE SE, SAINT CLOUD, MN 56304-1528
Document Number	0000956726
Instrument Date	May 12, 2023
Instrument	956726
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$208.26
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 BORGERT AVE, SAINT CLOUD, MN 56303-2522

May 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 12, 2023
Property Address	905 11TH AVE SE, SAINT CLOUD, MN 56304-1528
Document Number	0000956728
Instrument Date	May 12, 2023
Instrument	956728
Transaction Type	Foreclosure
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 25, 2022
Property Address	905 11TH AVE SE, SAINT CLOUD, MN 56304-1528
Document Number	0000942968
Instrument Date	Apr 14, 2022
Instrument	942968
Transaction Type	Foreclosure
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 BIELENBERG DR, WOODBURY, MN 55125-4436

Tax Assessment & Valuation

The 2025 property tax bill for 905 11th Ave SE was $3,086.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$184,400 Land $40,000 Building $144,400	$184,400 Land $40,000 Building $144,400
2023	$1,890.00	$184,400 Land $30,000 Building $154,400
2021			$184,400 Land $30,000 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 11th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 11th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 11th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures