904 11th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 904 11th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2021)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-9240`

Property Details

APN / Parcel Number

Primary APN	`85-401-9240`
Alternative APNs	`85-00401-9240` `42511`

Exterior

Lot Area	7,151 sqft (0.164 acres)

Location & Zoning

Account Number	42511
Street Address	904 11TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 92
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	92
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Jun 2, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Mar 31, 2021	Warranty Deed, Transfer TITLE SMART INC, TITLESMART INC
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	2021920408
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000907021
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527

Mortgage

Document Number	0000989618
Date	Oct 24, 2025
Instrument	989618

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 2, 2021
Property Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527
Document Number	0000920408
Instrument Date	May 28, 2021
Instrument	920408
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527

Mortgage

Document Number	0000920409
Date	Jun 2, 2021
Instrument	920409

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 31, 2021
Property Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527
Document Number	0000915703
Instrument Date	Feb 17, 2021
Instrument	915703
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MINNETONKA BLVD # 3, 3, ST LOUIS PARK, MN 55416-2263
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 28, 2020
Property Address	904 11TH AVE SE, SAINT CLOUD, MN 56304-1527
Document Number	0000903839
Instrument Date	Oct 14, 2020
Instrument	903839
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8497 BEACON RD WOODBURY MN 551258432, WOODBURY, MN 55125-8432

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,700 (+4.08%) Land $40,000 Building $181,700	$221,700 (+4.08%) Land $40,000 Building $181,700
2025	$2,754.00 (+22.84%)	$213,000 (+1.62%) Land $40,000 Building $173,000	$213,000 (+1.62%) Land $40,000 Building $173,000
2023	$2,242.00	$209,600 Land $30,000 Building $179,600
2021			$209,600 Land $30,000 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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