9048 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9048 Baldwin Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,104 sqft · built 1958
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Aug 2023)
Tax Bill	$992 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-27-400-018`

Property Details

APN / Parcel Number

Primary APN	`10-27-400-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,104 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	48,787 sqft (1.12 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9048 BALDWIN RD
City	GAINES
State	MI
Zip	48436-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	A PARCEL OF LAND BEG N 89 DEG 36 MIN W 409.62 FT FROM SE COR OF SEC TH N 89 DEG 36 MIN W 148 FT TH N 0 DEG 42 MIN W 330 FT TH
Legal Range	05E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GAINES
Census Block Group	2
Census Block	2019
Census Tract	12801

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9354 WHITE LAKE RD, FENTON, MI 48430-8720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2023081445088
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0000046519
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 14, 2023
Property Address	9048 BALDWIN RD, GAINES, MI 48436-9764
Document Number	0000045088
Instrument Date	Aug 9, 2023
Instrument	202308140045088
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9048 BALDWIN RD, GAINES, MI 48436-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9354 WHITE LAKE RD, FENTON, MI 48430-8720

Mortgage

Document Number	0000044885
Date	Aug 11, 2023
Instrument	202308110044885

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Gaines Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (-68.35%) Homeowner's exemption	$86,700 (+11.15%)	$173,400 (+11.15%)
2024	$3,134.00 (+119.78%)
2023		$78,000	$156,000
2019	$1,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2017)
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile USA.

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