Genesee County property record for 9038 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,037 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-400-019 |
| Primary APN | 10-27-400-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,180 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9038 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG N 89 DEG 36 MIN W 277.62 FT FROM SE COR OF SEC TH N 89 DEG 36 MIN W 132 FT TH N 0 DEG 42 MIN W 330 FT TH |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 27 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12801 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9038 BALDWIN RD, GAINES, MI 48436-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 29, 2026 |
| Property Address | 9038 BALDWIN RD, GAINES, MI 48436-9764 |
| Document Number | 0000039767 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202639767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 9038 BALDWIN RD, GAINES, MI 48436-9764 |
| Document Number | 0000039767, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 202639767 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2046 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,037.00 (-67.62%) Homeowner's exemption | $137,200 (+6.52%) | $274,400 (+6.52%) |
| 2024 | $3,203.00 (+36.12%) | ||
| 2023 | $128,800 | $257,600 | |
| 2019 | $2,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures