9046 Reflection Pointe Dr, Windermere, FL 34786 Property Records

Orange County property record for 9046 Reflection Pointe Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,528 sqft Living Area
Lot Size7,897 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2019)
Tax Bill$6,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN36-23-27-9160-00-230
Alternative APNs
  • 272336916000230
  • 158802
  • 160072
  • 162490

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,528 sqft Living Area
Gross Area3,269 sqft Gross Area
1st Floor2,528 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,897 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Total Buildings2 Total Buildings
Porch Area301 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address9046 REFLECTION POINTE DR
CityWINDERMERE
StateFL
Zip34786-6240
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWINDERMERE TRAILS PHASE 5A 80/102 LOT 23
Legal Range27E
Legal Township23S
Legal Section36
Legal SubdivisionWINDERMERE TRAILS PH 5A
Legal Phase5A
Legal Tract9160
Legal Lot Number23
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup3
Census Block3080
Census Tract17112

Owner

Source: Orange County records · APN 36-23-27-9160-00-230

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9046 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
JP MORGAN CHASE BK
Aug 26, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Prior SaleMar 30, 2015 · Amount on Record
Deed Doc Number2019527678
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9046 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240
Document Number0000567378
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9046 REFLECTION POINTE DR WINDERMERE FL 347866240, WINDERMERE, FL 34786-6240

Mortgage

Document Number0000567378
DateSep 13, 2019
Instrument567378
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 12, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 26, 2019
Property Address9046 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240
Document Number0000527678
Map ReferenceMB 80 PG 102-104
Instrument DateAug 19, 2019
Instrument20190527678
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyGOLD STAR TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9046 REFLECTION POINTE DR, 9046, WINDERMERE, FL 34786-6240

Transferred To (Grantee/Buyer)

NameVerified Name
Address9046 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240

Mortgage

Document Number0000527679
DateAug 26, 2019
Instrument20190527679
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$400,444 (+2.7%)$571,370 (-1.17%) Land $120,000 Building $451,370
2025$6,249.00 (+4.81%) Homeowner's exemption$389,916 (+5.99%)$578,140 (+11.5%) Land $120,000 Building $458,140
2024$5,962.00 (+7.42%)
2023$5,550.00 Homeowner's exemption$367,890$518,501 Land $115,000 Building $403,501

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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