Orange County property record for 9040 Reflection Pointe Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,793 sqft Living Area |
| Lot Size | 7,837 sqft (0.18 acres) |
| Garage | Attached, 440 sqft |
| Last Sale | $949,900 (2022) |
| Tax Bill | $13,124.00 (2025) |
| Primary APN | 36-23-27-9160-00-220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,793 sqft Living Area |
| Gross Area | 4,849 sqft Gross Area |
| 1st Floor | 2,298 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,837 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 352 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 9040 REFLECTION POINTE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6240 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINDERMERE TRAILS PHASE 5A 80/102 LOT 22 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | WINDERMERE TRAILS PH 5A |
| Legal Phase | 5A |
| Legal Tract | 9160 |
| Legal Lot Number | 22 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 3 |
| Census Block | 3052 |
| Census Tract | 17112 |
Source: Orange County records · APN 36-23-27-9160-00-220
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2024 BELLAMERE CT, WINDERMERE, FL 34786-7940 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Aug 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | Sep 02, 2014 · Amount on Record |
| Deed Doc Number | 2022520974 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 9040 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240 |
| Document Number | 0000520974 |
| Map Reference | MB 80 PG 102-104 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 20220520974 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,649.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9040 REFLECTION POINTE DR, 9040, WINDERMERE, FL 34786-6240 |
| Name | Verified Name |
|---|---|
| Address | 2024 BELLAMERE CT, WINDERMERE, FL 34786-7940 |
| Document Number | 0000520975 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 20220520975 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9040 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240 |
| Document Number | 0000373331 |
| Instrument Date | Jul 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9040 REFLECTION POINTE DR WINDERMERE FL 347866240, WINDERMERE, FL 34786-6240 |
| Document Number | 0000373331 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 373331 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9040 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240 |
| Document Number | 0000400468 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9040 REFLECTION POINTE DR WINDERMERE FL 347866240, WINDERMERE, FL 34786-6240 |
| Document Number | 0000400468 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 400468 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,666 (-1.4%) Land $120,000 Building $644,666 | $764,666 (-1.4%) Land $120,000 Building $644,666 | |
| 2025 | $13,124.00 (+4.66%) | $775,538 (+13.44%) Land $120,000 Building $655,538 | $775,538 (+13.44%) Land $120,000 Building $655,538 |
| 2024 | $12,540.00 (+13.36%) | ||
| 2023 | $11,062.00 (+64.64%) | $683,682 (+53.59%) Land $115,000 Building $568,682 | $683,682 (+19.45%) Land $115,000 Building $568,682 |
| 2022 | $6,719.00 Homeowner's exemption | $445,128 | $572,372 Land $90,000 Building $482,372 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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