Howard County property record for 9045 N Laurel Rd, Unit I, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,008 sqft · built 1984 |
| Lot Size | 5.98 acres (260,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Mar 1992) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-476678 |
| Primary APN | 06-476678 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 260,833 sqft (5.98 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 476678 |
|---|---|
| Street Address | 9045 N LAUREL RD, I |
| City | LAUREL |
| State | MD |
| Zip | 20723-1568 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RA15 |
| Legal Description | P/O PAR A 1.4466 A 9045 N LAUREL RD WHISKEY BOTTOM SQ APTS |
| Legal Lot Number | UN I |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606907 |
9045 N Laurel Rd, Unit I is owned and occupied by an individual who bought it in March 1992.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9045 N LAUREL RD, I, LAUREL, MD 20723-1568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 10, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 1992 · Amount on File |
| Deed Sale | Mar 6, 1992 · Amount on File |
| Prior Sale | Dec 22, 1987 · Amount on File |
| Deed Book / Page | 2487 / 662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9045 N LAUREL RD UNIT I, I, LAUREL, MD 20723-1568 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0216420378 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 21642/378 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9045 N LAUREL RD UNIT I, I, LAUREL, MD 20723-1568 |
| Document Number | 0178660176 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9045 N LAUREL RD #1 LAUREL MD 207231568, 1, LAUREL, MD 20723-1568 |
| Document Number | 0178660176 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 017866/000176 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230-5053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
The 2026 property tax bill for 9045 N Laurel Rd, Unit I was $3,532, up 5.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (+5.84%) | $216,133 (+6.31%) | $241,800 (+18.94%) Land $125,000 Building $116,800 |
| 2025 | $3,337.00 | $203,300 Land $85,000 Building $118,300 | $203,300 Land $85,000 Building $118,300 |
| 2023 | $173,433 | $203,300 Land $85,000 Building $118,300 | |
| 2022 | $1,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9045 N Laurel Rd, Unit I in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 9045 N Laurel Rd, Unit I has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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