9045 N Laurel Rd, Unit G, Laurel, MD 20723 Property Records

Howard County property record for 9045 N Laurel Rd, Unit G, Laurel, MD 20723

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,200 sqft · built 1984
Lot Size5.98 acres (260,833 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Oct 2020)
Tax Bill$3,023 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-476643

Property Details

APN / Parcel Number

Primary APN06-476643
Alternative APNs
  • 6476643
  • 476643

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,200 sqft Total Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area260,833 sqft (5.98 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number476643
Street Address9045 N LAUREL RD, G
CityLAUREL
StateMD
Zip20723-1568
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRA15
Legal DescriptionP/O PAR A 1.4466 A 9045 N LAUREL RD WHISKEY BOTTOM SQ APTS
Legal SubdivisionWHISKEY BOTTOM SQUARE APTS
Legal Lot NumberUN G
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606907

Owner

9045 N Laurel Rd, Unit G is owned and occupied by an individual who bought it in October 2020.

Source: Howard County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address9045 N LAUREL RD, G, LAUREL, MD 20723-1568
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 26, 2020Deed, Transfer · Conventional Mortgage
NAVY FCU
Sep 6, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2020 · Amount on File
Deed SaleOct 26, 2020 · Amount on File
Prior SaleJan 12, 1984 · Amount on File
Deed Book / Page19857 / 423
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0188720101
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address9045 N LAUREL RD UNIT G, G, LAUREL, MD 20723-1568
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address9045 N LAUREL RD, LAUREL, MD 20723-1568

Mortgage

Document Number0231010494
DateFeb 10, 2026
Book Page23101/494
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueFeb 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateOct 26, 2020
Property Address9045 N LAUREL RD UNIT G, G, LAUREL, MD 20723-1568
Document Number0198570423
Book / Page19857 / 423
Map ReferencePL 5005
Instrument DateOct 23, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyRGS TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9045 N LAUREL RD UNIT G, G, LAUREL, MD 20723-1568

Mortgage

Document Number19857430
DateOct 26, 2020
Instrument19857/430
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateSep 6, 2019
Property Address9045 N LAUREL RD UNIT G, G, LAUREL, MD 20723-1568
Document Number0188720101
Book / Page018872 / 000101
Instrument DateAug 30, 2019
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9045 N LAUREL RD #G LAUREL MD 207231568, G, LAUREL, MD 20723-1568

Tax Assessment & Valuation

The 2026 property tax bill for 9045 N Laurel Rd, Unit G was $3,023 with a homeowner's exemption, down 10.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,023.00 (-10.38%) Homeowner's exemption$253,867 (+8.91%)$295,400 (+26.73%) Land $125,000 Building $170,400
2025$3,373.00 (+4.98%) Homeowner's exemption$233,100 Land $85,000 Building $148,100$233,100 Land $85,000 Building $148,100
2024$3,213.00
2023$193,967$233,100 Land $85,000 Building $148,100
2022$1,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9045 N Laurel Rd, Unit G in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9045 N Laurel Rd, Unit G has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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