9042 Douglas Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 9042 Douglas Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,552 sqft · built 1970
Lot Size	0.61 acres (26,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Sep 2026)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8713-04-227-003`

Property Details

APN / Parcel Number

Primary APN	`8713-04-227-003`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,552 sqft
Finished Basement	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,571 sqft (0.61 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	350 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9042 DOUGLAS DR
City	WATERLOO
State	IA
Zip	50701-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYER LAKE FIRST ADDITION EAGLE TOWNSHIP LOT 3 & EASE B 2 P 53
Legal Range	13W
Legal Township	87N
Legal Section	04
Legal Subdivision	MAYER LAKE FIRST ADDITION
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	EAGLE
Census Block Group	3
Census Block	3043
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Deed Document Number	202614266
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 18, 2026
Property Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Document Number	0000014266
Instrument Date	Sep 17, 2026
Instrument	202614266
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,186.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	0000014267,
Date	Sep 18, 2026
Instrument	202614267

Lender

Name	FARMERS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 23, 2026
Property Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Document Number	0000005686
Instrument Date	Apr 18, 2026
Instrument	20265686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	0000005686,
Date	Apr 23, 2026
Instrument	20265686

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800005667
Date	Sep 29, 2017
Instrument	2018-00005667

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 28, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	202100022762
Date	Apr 29, 2021
Instrument	202100022762

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 18, 2017
Property Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464
Document Number	201800006921
Instrument Date	Oct 17, 2017
Instrument	2018-00006921
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9042 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	201800006922
Date	Oct 18, 2017
Instrument	2018-00006922

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (+21.37%) Homeowner's exemption	$278,790 (+28.16%) Land $48,700 Building $230,090	$278,790 (+28.16%) Land $48,700 Building $230,090
2024	$2,780.00 (+19.52%)
2023		$217,540 (+19.69%) Land $40,580 Building $176,960	$217,540 (+19.69%) Land $40,580 Building $176,960
2022	$2,326.00 Homeowner's exemption	$181,760 Land $32,460 Building $149,300
2021			$181,760 Land $32,460 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2008–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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