9031 Douglas Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 9031 Douglas Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,230 sqft · built 1972
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Jul 2011)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8713-04-227-005`

Property Details

APN / Parcel Number

Primary APN	`8713-04-227-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Finished Basement	925 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Mixed
Garage Area	1,556 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Deck Area	272 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9031 DOUGLAS DR
City	WATERLOO
State	IA
Zip	50701-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYER LAKE FIRST ADDITION EAGLE TOWNSHIP LOT 5
Legal Range	13W
Legal Township	87N
Legal Section	04
Legal Subdivision	MAYER LAKE FIRST ADDITION
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	EAGLE
Census Block Group	3
Census Block	3043
Census Tract	3002

Owner

9031 Douglas Dr is owned and occupied by two individuals who bought it in July 2011.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Apr 21, 2005	Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU
Oct 7, 2008	Deed of Trust, Mortgage VERIDIAN CU
Sep 6, 2012	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jul 12, 2011	Legal Action/Court Order, Foreclosure · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2011 · Amount on File
Deed Sale	Jul 12, 2011 · Amount on File
Deed Document Number	2011741
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	202200005790
Date	Sep 14, 2021
Instrument	202200005790

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005024331
Date	Apr 21, 2005
Instrument	2005024331

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	37 Months
Due	May 1, 2008

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009007335
Date	Oct 7, 2008
Instrument	2009007335

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 14, 2018

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013004765
Date	Sep 6, 2012
Instrument	2013004765

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2042

July 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 12, 2011
Property Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464
Document Number	2011000741
Instrument Date	Jul 5, 2011
Instrument	2011000741
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9031 DOUGLAS DR, WATERLOO, IA 50701-9464

Mortgage

Document Number	2012000742
Date	Jul 12, 2011
Instrument	2012000742

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 9031 Douglas Dr was $4,010 with a homeowner's exemption, up 21.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00 (+21.52%) Homeowner's exemption	$329,150 Land $47,330 Building $281,820	$329,150 Land $47,330 Building $281,820
2024	$3,300.00
2023		$256,370 (+21.28%) Land $39,440 Building $216,930	$256,370 Land $39,440 Building $216,930
2022	$2,726.00 Homeowner's exemption	$211,390 Land $31,550 Building $179,840
2021			$211,390 Land $31,550 Building $179,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9031 Douglas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2008–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9031 Douglas Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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