Osceola County property record for 9040 Richmond Rd, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,140 sqft · built 2021 |
| Lot Size | 0.924 acres (40,249 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Mar 2024) |
| Tax Bill | $3,875 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-32-2735-0001-1930 |
| Primary APN | 24-27-32-2735-0001-1930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.924 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9040 RICHMOND RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9402 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES NO 4 PB 2 PG 20 LOT 193 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | CANAVERAL ACRES 4 |
| Legal Tract | 2735 |
| Legal Block | 1930 |
| Legal Lot Number | 193 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 43802 |
Source: Osceola County records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Mar 13, 2024 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Jun 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Jul 10, 2018 | Warranty Deed, Transfer QUALITY TITLE AND ESCROW LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 202433037 |
| Deed Book / Page | 6564 / 2704 |
| Prior Transfer Date | Apr 30, 2006 |
| Prior Transfer Doc | 0033022057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 6, 2026 |
| Property Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0000060166 |
| Book / Page | 6967 / 1875 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202660166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0000060166, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 6967/1875 |
| Instrument | 202660166 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Mar 1, 2054 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 13, 2024 |
| Property Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0065642704 |
| Book / Page | 6564 / 2704 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024033037 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9040 DOWDEN RD APT 317, 317, ORLANDO, FL 32827-6825 |
| Name | Verified Name |
|---|---|
| Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0065642706 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 6564/2706 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0060952610 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 6095/2610 |
| Instrument | 2021183874 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Apr 15, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2022 |
| Property Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0062361774 |
| Book / Page | 6236 / 1774 |
| Map Reference | MB 2 PG 20 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022096481 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | SMART INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,016.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2930 SERA BELLA WAY, KISSIMMEE, FL 34744-9317 |
| Name | Verified Name |
|---|---|
| Address | 2227 SAND ARBOR CIR, ORLANDO, FL 32824-4755 |
| Document Number | 0062361776 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 6236/1776 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Number | 0062372620 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 6237/2620 |
| Instrument | 2022097512 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CROFTON, MD 21114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 10, 2018 |
| Property Address | 9040 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Document Number | 0053640456 |
| Book / Page | 005364 / 000456 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 105030 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | QUALITY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $175.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2930 SERA BELLA WAY KISSIMMEE FL 347449317, KISSIMMEE, FL 34744-9317 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,875.00 (+20.38%) | $228,300 (+44.04%) Land $50,000 Building $178,300 | $228,300 (+44.04%) Land $50,000 Building $178,300 |
| 2024 | $3,219.00 (+24.53%) | ||
| 2023 | $2,585.00 (+574.93%) | $158,500 (+380.3%) Land $45,000 Building $113,500 | $158,500 (+380.3%) Land $45,000 Building $113,500 |
| 2022 | $383.00 | $33,000 Land $31,500 Building $1,500 | $33,000 Land $31,500 Building $1,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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