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9015 Richmond Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9015 Richmond Rd, Saint Cloud, FL 34773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,515 sqft · built 2018
Lot Size0.923 acres (40,249 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jun 2025)
Tax Bill$1,825 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105660

Property Details

APN / Parcel Number

Primary APN105660
Alternative APN
  • 242732273500011440

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,515 sqft Heated Area
Gross Area1,590 sqft
1st Floor Area1,515 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,249 sqft (0.923 acres)
PorchOpen Porch
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number105660
Street Address9015 RICHMOND RD
CitySAINT CLOUD
StateFL
Zip34773-9404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionCANAVERAL ACRES #4 PB 2 PG 020 LOT 144
Legal Range32E
Legal Township27S
Legal Section24
Legal SubdivisionCANAVERAL ACRES UN4
Legal Tract144
Legal Block1
Legal Lot Number144
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3038
Census Tract43802

Owner

Source: Osceola County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9015 RICHMOND RD, SAINT CLOUD, FL 34773-9404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2025Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC
Nov 30, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CALIBER HM LOANS
Dec 19, 2017Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number2025076539
Deed Book / Page6805 / 2912
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 18, 2025
Property Address9015 RICHMOND RD, SAINT CLOUD, FL 34773-9404
Document Number0068052912
Book / Page6805 / 2912
Map ReferenceMB 2 PG 20
Instrument DateApr 25, 2025
Instrument2025076539
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyUNKNOWN, ALL FL PROFESSIONAL TTL II L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3158 QUEEN ALEXANDRIA DR, KISSIMMEE, FL 34744-9190

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9015 RICHMOND RD, SAINT CLOUD, FL 34773-9404

Mortgage

Document Number0068052914
DateJun 18, 2025
Instrument6805/2914
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2055

November 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2018
Property Address9015 RICHMOND RD, SAINT CLOUD, FL 34773-9404
Document Number0054401096
Book / Page005440 / 001096
Instrument DateNov 21, 2018
Instrument175135
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3158 QUEEN ALEXANDRIA DR KISSIMMEE FL 347449190, KISSIMMEE, FL 34744-9190

Mortgage

Document Number54401098
DateNov 30, 2018
Book Page005440/001098
Instrument175136
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2017
Property Address9015 RICHMOND RD, SAINT CLOUD, FL 34773-9404
Document Number0052570457
Book / Page005257 / 000457
Instrument DateNov 30, 2017
Instrument181071
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1916 N FRONTAGE RD PLANT CITY FL 335632756, PLANT CITY, FL 33563-2756

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,825.00 (+10.14%) Homeowner's exemption$121,185 (+5.99%)$241,300 (+16.01%) Land $50,000 Building $191,300
2023$1,657.00 (+5.81%) Homeowner's exemption$114,340 (+3%)$208,000 (+39.41%) Land $45,000 Building $163,000
2022$1,566.00 Homeowner's exemption$111,010$149,200 Land $31,500 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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