9040 Middle Ter, Monte Rio, CA 95462 Property Records

Sonoma County property record for 9040 Middle Ter, Monte Rio, CA 95462 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 468 sqft · built 1914
Lot Size	0.173 acres (7,550 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Sep 2018)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095-135-029-000`

Property Details

APN / Parcel Number

Primary APN	`095-135-029-000`
Alternative APN	`095-135-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	468 sqft Living Area
1st Floor Area	468 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1928
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,550 sqft (0.173 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	095-135-029
Street Address	9040 MIDDLE TER
City	MONTE RIO
State	CA
Zip	95462-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90 FM 95-135-23 CW PT 28 PER MD
Legal Subdivision	MONTE RIO PARK TIER G ADD #4
Legal Block	3
Legal Lot Number	27
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3011
Census Tract	153708

Owner

Source: Sonoma County records · APN 095-135-029-000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9040 MIDDLE TER, MONTE RIO, CA 95462-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2018	Grant Deed, Transfer · Conventional with PMI REDWOOD CU
Mar 19, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Mar 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2018 · Amount on Record
Deed Sale	Sep 07, 2018 · Amount on Record
Deed Document Number	201863565
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000018707
Record Updated	Jun 08, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 07, 2018
Property Address	9040 MIDDLE TER, MONTE RIO, CA 95462-9622
Document Number	0000063565
Instrument Date	Sep 04, 2018
Instrument	63565
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9040 MIDDLE WAY MONTE RIO CA 95462, MONTE RIO, CA 95462

Mortgage

Document Number	63566
Date	Sep 07, 2018
Instrument	63566

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SONOMA CA
Recording Date	Mar 19, 2018
Property Address	9040 MIDDLE TER, MONTE RIO, CA 95462-9622
Document Number	0000018706
Instrument Date	Mar 19, 2018
Instrument	18706
Transaction Type	Transfer
Record Updated	Apr 02, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 REDWOOD HEIGHTS DR CAZADERO CA 954219629, CAZADERO, CA 95421-9629

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 19, 2018
Property Address	9040 MIDDLE TER, MONTE RIO, CA 95462-9622
Document Number	0000018707
Instrument Date	Mar 19, 2018
Instrument	18707
Transaction Type	Transfer
Record Updated	Apr 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 REDWOOD HEIGHTS DR CAZADERO CA 954219629, CAZADERO, CA 95421-9629

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,428.00 (+4.35%)	$250,429 (+4.04%) Land $103,183 Building $147,246
2023	$3,285.00 (+2.02%)	$240,706 Land $99,177 Building $141,529
2022	$3,220.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971537083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 24% of California
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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