9020 Middle Ter, Monte Rio, CA 95462 Property Records

Sonoma County property record for 9020 Middle Ter, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,156 sqft · built 1970
Lot Size	0.471 acres (20,520 sqft)
Owner	Individual Name on Record
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095-135-033-000`

Property Details

APN / Parcel Number

Primary APN	`095-135-033-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	20,520 sqft (0.471 acres)

Location & Zoning

Street Address	9020 MIDDLE TER
City	MONTE RIO
State	CA
Zip	95462-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2019 VOL MGR
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3011
Census Tract	153708

Owner

Source: Sonoma County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 872, MONTE RIO, CA 95462-0872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Affidavit of Death of Joint Tenant, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025
Deed Sale	Dec 26, 2025
Prior Sale	Mar 1, 2011
Deed Document Number	2025065991
Record Updated	Jun 8, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SONOMA CA
Recording Date	Dec 26, 2025
Property Address	9020 MIDDLE TER, MONTE RIO, CA 95462-9622
Document Number	0000065991
Map Reference	MB 20 PG 26
Instrument Date	Dec 19, 2025
Instrument	2025065991
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	FIDELITY NATL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 872, MONTE RIO, CA 95462-0872

Mortgage

Document Number	0000065992
Date	Dec 26, 2025
Instrument	2025065992

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	9020 MIDDLE TER, MONTE RIO, CA 95462-9622
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 872, MONTE RIO, CA 95462-0872

Mortgage

Document Number	0000032007
Date	Mar 11, 2021
Instrument	2021032007

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,962.00 (+4.4%) Homeowner's exemption	$305,571 (+4.04%) Land $59,289 Building $246,282
2023	$3,795.00 (+2.04%) Homeowner's exemption	$293,707 Land $56,988 Building $236,719
2022	$3,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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