904 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 904 Waterloo Geneva Rd, Waterloo, NY 13165

Property Summary

Property Type	Mobile Home / Trailer Park
Details	840 sqft · built 1983
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on Record
Last Sale	$285,000 (Feb 2008)
Tax Bill	$8,912 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2020 Refinance
APN	`453889 21-2-38.1`

Property Details

APN / Parcel Number

Primary APN	`453889 21-2-38.1`
Alternative APN	`388902100000020380010000`

Interior

Units	10 Units
Building Area	840 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	59,242 sqft (1.36 acres)
Porch	Open Porch
Porch Area	488 sqft
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	904 WATERLOO GENEVA RD
City	WATERLOO
State	NY
Zip	13165-1231
Property Category	Commercial
Property Type	Commercial > Retail > Mobile Home / Trailer Park
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	38.001
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2020
Census Tract	950600

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1173 PITTSFORD VICTOR RD, 175, PITTSFORD, NY 14534-3823
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust CANANDAIGUA NATIONAL BANK AND TRUST
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USNY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2008 · Amount on Record
Deed Sale	Feb 29, 2008 · Amount on Record
Deed Book / Page	767 / 309
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	May 14, 2026
Property Address	904 WATERLOO GENEVA RD, WATERLOO, NY 13165-1231
Document Number	001993/213
Book / Page	1993 / 213
Instrument Date	May 6, 2026
Instrument	202674418
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074418,
Date	May 14, 2026
Book Page	1993/213
Instrument	202674418

Lender

Name	CANANDAIGUA NATIONAL BANK AND TRUST

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	904 WATERLOO GENEVA RD, WATERLOO, NY 13165-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1734/31
Date	Feb 6, 2020
Book Page	1734/31
Instrument	47756

Lender

Name	USNY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,912.00 (+3.28%)
2025	$8,629.00 (+124.42%)	$230,000 (-) Land $51,200 Building $178,800	$377,000 (+16.38%) Land $83,923 Building $293,077
2023		$230,000 Land $51,200 Building $178,800	$323,944 Land $72,113 Building $251,831
2019	$3,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterloo Geneva Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures