904 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 904 W Saddle Ln, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 1984
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$765 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`302-36-249`

Property Details

APN / Parcel Number

Primary APN	`302-36-249`
Alternative APNs	`R022100` `022100`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1984
Exterior Material	Plywood
Construction Type	Steel Frame
Roof Material	Asbestos
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	44 ft deep x 24 ft wide
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R022100
Street Address	904 W SADDLE LN
City	PAYSON
State	AZ
Zip	85541-3054
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT: 80 SECTION: 28 TOWNSHIP: 11N RANGE: 10E SERIAL: CAVAZD840344X/U YEAR: 0 MAKE: - CAVCO SUNBURST SIZE: 24 X 44 PAYSON
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCHOS
Legal Lot Number	80
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2025
Census Tract	302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1408 N ROWEN CIR, MESA, AZ 85207-3865
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Aug 6, 2020	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 6, 2020	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Apr 7, 2020	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Mar 19, 2020	Court-Ordered Deed, Foreclosure GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020
Deed Sale	Aug 6, 2020
Prior Sale	Nov 4, 2016
Deed Document Number	2020009101
Deed Book / Page	2020009 / 101
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	904 W SADDLE LN, PAYSON, AZ 85541-3054
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008467
Date	Aug 10, 2018
Instrument	2018-008467

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Aug 6, 2020
Property Address	904 W SADDLE LN, PAYSON, AZ 85541-3054
Document Number	0000009101
Map Reference	MAP 349
Instrument Date	Aug 3, 2020
Instrument	2020-009101
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 N ROWEN CIR, MESA, AZ 85207-3865

Mortgage

Document Number	0000009103
Date	Aug 6, 2020
Instrument	2020-009103

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 6, 2020
Property Address	904 W SADDLE LN, PAYSON, AZ 85541-3054
Document Number	0000009102
Instrument Date	Jul 13, 2020
Instrument	9102
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1408 N ROWEN CIR MESA AZ 852073865, MESA, AZ 85207-3865

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 7, 2020
Property Address	904 W SADDLE LN, PAYSON, AZ 85541-3054
Document Number	0000004024
Instrument Date	Mar 20, 2020
Instrument	4024
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	GILA AZ
Recording Date	Mar 19, 2020
Property Address	904 W SADDLE LN, PAYSON, AZ 85541-3054
Document Number	0000003247
Instrument Date	Mar 11, 2020
Instrument	3247
Transaction Type	Foreclosure
Record Updated	Apr 29, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$113.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	904 W SADDLE LN PAYSON AZ 855413054, PAYSON, AZ 85541-3054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,678 (+26.55%) Land $5,135 Building $2,543	$76,785 (+26.57%) Land $51,352 Building $25,433
2025	$765.00 (+23.59%)
2024		$6,067 Land $2,969 Building $3,098	$60,667 Land $29,691 Building $30,976
2023	$619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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