815 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 815 W Saddle Ln, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (May 2020)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	May 2023 Transfer May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-36-210`

Property Details

APN / Parcel Number

Primary APN	`302-36-210`
Alternative APNs	`R021964` `021964`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	9,148 sqft (0.21 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R021964
Street Address	815 W SADDLE LN
City	PAYSON
State	AZ
Zip	85541-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: P40,41 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 41 & W/2 LOT 40 PLAT 348
Legal Range	10E
Legal Township	11N
Legal Section	28
Legal Subdivision	PAYSON RANCH
Legal Lot Number	40-41
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2025
Census Tract	302

Owner

Source: Gila County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 W SADDLE LN, PAYSON, AZ 85541-3053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Intrafamily Transfer, Transfer
May 8, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
May 8, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
May 8, 2020	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on Record
Deed Sale	May 8, 2020 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	20205107
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000006606
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	May 25, 2023
Property Address	815 W SADDLE LN, PAYSON, AZ 85541-3053
Document Number	0000004662
Instrument Date	May 23, 2023
Instrument	2023-004662
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 W SADDLE LN, PAYSON, AZ 85541-3053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 8, 2020
Property Address	815 W SADDLE LN, PAYSON, AZ 85541-3053
Document Number	0000005105
Instrument Date	Apr 28, 2020
Instrument	5105
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3153 S VINEYARD MESA AZ 852108357, MESA, AZ 85210-8357

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 8, 2020
Property Address	815 W SADDLE LN, PAYSON, AZ 85541-3053
Document Number	0000005106
Instrument Date	Apr 28, 2020
Instrument	5106
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3153 S VINEYARD MESA AZ 852108357, MESA, AZ 85210-8357

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 8, 2020
Property Address	815 W SADDLE LN, PAYSON, AZ 85541-3053
Document Number	0000005107
Instrument Date	Apr 28, 2020
Instrument	5107
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6848 S TERRACE RD TEMPE AZ 852834026, TEMPE, AZ 85283-4026

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,138 (+14.94%) Land $6,084 Building $13,054	$191,384 (+14.94%) Land $60,844 Building $130,540
2025	$1,019.00 (+7.83%)
2024		$16,651 Land $3,713 Building $12,938	$166,510 Land $37,127 Building $129,383
2023	$945.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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