904 Thomas Rd, Lakeland, FL 33809 Property Records

Polk County property record for 904 Thomas Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,888 sqft · built 1967
Lot Size	3.14 acres (136,826 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2021)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	May 2025 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-01-000000-042010`

Property Details

APN / Parcel Number

Primary APN	`23-27-01-000000-042010`
Alternative APNs	`012723000000042010` `12723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,888 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	2,016 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	136,826 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,200 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	800 sqft
Porch	Screened/Unfinished Porch
Porch Area	1,600 sqft

Location & Zoning

Street Address	904 THOMAS RD
City	LAKELAND
State	FL
Zip	33809-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	COMM SW COR OF SW1/4 RUN N 132 FT E 1357.23 FT TO SW COR OF LOT 9 OF UNRE AVALON SUB & POB N00-14-42W 246.49 FT TO S R/W OF THOMAS RD S89-46-22E 162.72 FT N00-44-21W 25 FT S89-59-06E 352.81 FT TO NE COR OF LOT 11 S00-13-57E 272.89 FT N89-44-28W 515.2
Legal Range	23E
Legal Township	27S
Legal Section	01
Legal Subdivision	AVALON
Legal Tract	000000
Legal Block	2
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2013
Census Tract	12307

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	904 THOMAS RD, LAKELAND, FL 33809-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Correction Deed ATTORNEY ONLY, ATTORNEY
Oct 8, 2021	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	2021263937
Deed Book / Page	11931 / 970
Last Transfer Date	May 22, 2025
Transfer Doc	0000125143
Record Updated	Oct 29, 2026

May 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	May 29, 2025
Property Address	904 THOMAS RD, LAKELAND, FL 33809-1502
Document Number	0000125143
Book / Page	13564 / 1909
Map Reference	MB 3378 PG 510
Instrument Date	May 22, 2025
Instrument	2025125143
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8923 CLAYTON LN, LAKELAND, FL 33809-6500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 THOMAS RD, LAKELAND, FL 33809-1502

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK FL
Recording Date	Oct 8, 2021
Property Address	904 THOMAS RD, LAKELAND, FL 33809-1502
Document Number	0000263937
Book / Page	11931 / 970
Map Reference	MB 3378 PG 510
Instrument Date	Sep 30, 2021
Instrument	2021263937
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8923 CLAYTON LN, LAKELAND, FL 33809-6500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 THOMAS RD, LAKELAND, FL 33809-1502

Mortgage

Document Number	0011931972
Date	Oct 8, 2021
Instrument	11931/972

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,367 (+2.7%)	$648,277 (+2.62%) Land $103,497 Building $544,780
2025	$2,092.00 (-67.76%)	$584,583 (+5.99%)	$631,726 (+1.78%) Land $103,497 Building $528,229
2023	$6,488.00 (+2.33%) Homeowner's exemption	$551,561 (+3%)	$620,671 (+15.91%) Land $101,310 Building $519,361
2022	$6,340.00 Homeowner's exemption	$535,496 Land $85,341 Building $450,155	$535,496 Land $85,341 Building $450,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures