Polk County property record for 1005 Thomas Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,798 sqft · built 1971 |
| Lot Size | 0.909 acres (39,592 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,000 (Jun 1996) |
| Tax Bill | $1,200 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-01-000000-044140 |
| Primary APN | 23-27-01-000000-044140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,282 sqft |
| 1st Floor Area | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 39,592 sqft (0.909 acres) |
| Lot Dimensions | 242 ft deep x 162 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|
| Street Address | 1005 THOMAS RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-6531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | BEG NW COR OF S1/2 OF SW1/4 RUN S 627.5 FT & E 869.36 FT FOR POB CONT E 162.5 FT S 287.9 FT W 162.5 FT N TO POB LESS N 20 FT & S 25 FT FOR RD R/W BEING LOT 17 UNRE AVALON |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | AVALON |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12307 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1996 · Amount on Record |
| Deed Sale | Jun 24, 1996 · Amount on Record |
| Deed Book / Page | 3695 / 1432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Document Number | 0000024708 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 11559/1929 |
| Instrument | 2021024708 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Document Number | 0000070034 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 12162/1001 |
| Instrument | 2022070034 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1005 THOMAS RD, LAKELAND, FL 33809-6531 |
| Document Number | 0000073840 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 13060/137 |
| Instrument | 2024073840 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 14, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,658 (+2.7%) | $285,239 (-3.4%) Land $39,083 Building $246,156 | |
| 2025 | $1,200.00 (-25.7%) Homeowner's exemption | $133,065 (+5.99%) | $295,293 (+0.57%) Land $38,700 Building $256,593 |
| 2023 | $1,615.00 (+4.13%) Homeowner's exemption | $125,549 (+3%) | $293,630 (+8.46%) Land $37,800 Building $255,830 |
| 2022 | $1,551.00 Homeowner's exemption | $121,892 | $270,727 Land $31,500 Building $239,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 13 (2004–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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