904 SW 10th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 904 SW 10th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,296 sqft · built 1971
Lot Size0.312 acres (13,591 sqft)
Owner2 Individual Names on File
Last Sale$217,000 (Sep 2023)
Tax Bill$2,441 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN3-21-37-35-0170-00200-0190

Property Details

APN / Parcel Number

Primary APN3-21-37-35-0170-00200-0190
Alternative APN
  • R32137350170002000190

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,433 sqft
1st Floor Area1,156 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,591 sqft (0.312 acres)
Lot Dimensions142 ft deep x 96 ft wide
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address904 SW 10TH AVE
CityOKEECHOBEE
StateFL
Zip34974-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 2 PAGE 7) LOTS 19 & 20 BLOCK 20
Legal Range35E
Legal Township37S
Legal Section21
Legal SubdivisionSOUTHWEST ADDITION TO OKEECHOBEE
Legal Block20
Legal Lot Number19,20
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3031
Census Tract910601

Owner

904 SW 10th Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Okeechobee County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address904 SW 10TH AVE, OKEECHOBEE, FL 34974-4914
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Warranty Deed, Transfer · FHA Mortgage
GENEVA FINANCIAL LLC
Sep 18, 2023Personal Representative Deed, Transfer · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023 · Amount on File
Deed SaleSep 18, 2023 · Amount on File
Deed Document Number202310863
Prior Transfer DateAug 25, 2014
Prior Transfer Doc0007500479
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 18, 2023
Property Address904 SW 10TH AVE, OKEECHOBEE, FL 34974-4914
Document Number0000010863
Map ReferenceMB 2 PG 7
Instrument DateSep 11, 2023
Instrument2023010863
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2861 NW 35TH DR, OKEECHOBEE, FL 34972-1117

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address904 SW 10TH AVE, OKEECHOBEE, FL 34974-4914

Mortgage

Document Number0000010865
DateSep 18, 2023
Instrument2023010865
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85225
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 18, 2023
Property Address904 SW 10TH AVE, OKEECHOBEE, FL 34974-4914
Document Number0000010864
Map ReferenceMB 2 PG 7
Instrument DateSep 11, 2023
Instrument2023010864
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23310 BERRY PINE DR, SPRING, TX 77373-6287

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address904 SW 10TH AVE, OKEECHOBEE, FL 34974-4914

Mortgage

Document Number0000010866
DateSep 18, 2023
Instrument2023010866
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 904 SW 10th Ave was $2,441.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,441.00$137,735$142,502 Land $33,635 Building $108,867
2023$2,539.00$132,468 (+30.29%) Land $24,025 Building $108,443$132,468 (+30.29%) Land $24,025 Building $108,443
2022$101,669 Land $17,298 Building $84,371$101,669 Land $17,298 Building $84,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 904 SW 10th Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 SW 10th Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on SW 10th Ave

Nearby Streets

Search Property Records by Address or Parcel Number