Okeechobee County property record for 705 SW 10th Ave, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,896 sqft · built 1959 |
| Lot Size | 1.03 acres (44,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000 (Sep 1982) |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-15-37-35-0010-02020-0390 |
| Primary APN | 3-15-37-35-0010-02020-0390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Heated Area |
| Gross Area | 2,768 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,954 sqft (1.03 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 705 SW 10TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF OKEECHOBEE LOTS 36, 37, 38, 39, 40 & 41 BLOCK 202 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 15 |
| Legal Subdivision | CITY/OKEECHOBEE |
| Legal Block | 202 |
| Legal Lot Number | 36 37 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 705 SW 10TH AVE, OKEECHOBEE, FL 34974-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Dec 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Dec 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1982 · Amount on Record |
| Deed Sale | Sep 1, 1982 · Amount on Record |
| Deed Document Number | 0002501503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 705 SW 10TH AVE, OKEECHOBEE, FL 34974-4035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 705 SW 10TH AVE, OKEECHOBEE, FL 34974-4035 |
| Document Number | 0000006042 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 20220006042 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 705 SW 10TH AVE, OKEECHOBEE, FL 34974-4035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008000360 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 0800/0360 |
| Instrument | 2017012541 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | OKEECHOBEE, FL 34974 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 705 SW 10TH AVE, OKEECHOBEE, FL 34974-4035 |
| Document Number | 0008181408 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 SW 10TH AVE OKEECHOBEE FL 349744035, OKEECHOBEE, FL 34974-4035 |
| Document Number | 0008181408 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 000818/001408 |
| Instrument | 588 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | OKEECHOBEE, FL 34974 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Municipality | Okeechobee City |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 (-15.07%) Homeowner's exemption | $166,554 (+5.99%) | $340,793 (+4.19%) Land $71,400 Building $269,393 |
| 2023 | $2,846.00 (+3.15%) Homeowner's exemption | $157,146 (+3%) | $327,088 (+22.89%) Land $51,000 Building $276,088 |
| 2022 | $2,759.00 Homeowner's exemption | $152,569 | $266,154 Land $36,720 Building $229,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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