904 Smith St, Keuterville (Cottonwood), ID 83522 Property Records

Idaho County property record for 904 Smith St, Keuterville, ID 83522

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,226 sqft · built 1976
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Jun 2019)
Tax Bill$1,031 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2017 Line of Credit
+ 2 more
APNRP C011000A001A A

Property Details

APN / Parcel Number

Primary APNRP C011000A001A A

Interior

Full Baths2 Baths
Building Area2,226 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address904 SMITH ST
CityCOTTONWOOD
StateID
Zip83522-5242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTONWOOD-TERRACE TAX #99 BLK A .280 AC
Legal SubdivisionCOTTONWOOD
Legal BlockA
JurisdictionIDAHO ID
Township / Civil DivisionCOTTONWOOD
Census Block Group1
Census Block1040
Census Tract960300

Owner

Source: Idaho County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 203, COTTONWOOD, ID 83522-0203
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 24, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 24, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 19, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2019 · Amount on Record
Deed SaleJun 19, 2019 · Amount on Record
Prior SaleAug 19, 2008 · Amount on Record
Deed Document Number2019518730
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIDAHO ID
Property Address904 SMITH ST, KEUTERVILLE, ID 83522-5242
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000533584
DateNov 19, 2021
Instrument533584
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIDAHO ID
Property Address904 SMITH ST, KEUTERVILLE, ID 83522-5242
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number509066
DateMay 24, 2017
Instrument509066
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIDAHO ID
Property Address904 SMITH ST, KEUTERVILLE, ID 83522-5242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number509066
DateMay 24, 2017
Instrument509066
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIDAHO ID
Recording DateJun 19, 2019
Property Address904 SMITH ST, KEUTERVILLE, ID 83522-5242
Document Number518730
Instrument DateJun 17, 2019
Instrument518730
Transaction TypeTransfer
Record UpdatedOct 4, 2021
Title CompanyNOT AVAILABLE, IDAHO COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 MYRTLE ST, COTTONWOOD, ID 83522-5074

Mortgage

Document Number518731
DateJun 19, 2019
Instrument518731
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Idaho County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyIdaho County
MunicipalityCottonwood City
Unified School DistrictCottonwood Joint School District 242 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,367 (-) Land $53,175 Building $282,192$335,367 (-) Land $53,175 Building $282,192
2025$1,031.00 (+45.83%)$335,367 (+29.88%) Land $53,175 Building $282,192$335,367 (+29.88%) Land $53,175 Building $282,192
2023$707.00 (-31.76%)$258,221 Land $40,431 Building $217,790$258,221 Land $40,431 Building $217,790
2022$1,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONWOOD WATER DEPT
serves 977 people · EPA ID ID2250013
Water SourceGroundwater
Last State InspectionMar 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Airbridge Broadband
Fixed Wireless · not low latency
400 / 400
Inland Cellular
Fixed Wireless
100 / 20
First Step Internet
Fixed Wireless
25 / 4
CenturyLink
DSL
10 / 1

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