709 Smith St, Keuterville (Cottonwood), ID 83522 Property Records

Idaho County property record for 709 Smith St, Keuterville, ID 83522

Property Summary

Property Type	Single Family Home
Lot Size	0.419 acres (18,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Sep 2021)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 1 more
APN	`RP C011000B0060 A`

Property Details

APN / Parcel Number

Primary APN	`RP C011000B0060 A`

Interior

Full Baths	2 Baths
Building Area	2,034 sqft Living Area
Basement Area	2,034 sqft
Unfinished Basement	2,034 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	18,252 sqft (0.419 acres)

Location & Zoning

Street Address	709 SMITH ST
City	COTTONWOOD
State	ID
Zip	83522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD-TERRACE LOT 6 BLK B .419 AC
Legal Subdivision	COTTONWOOD
Legal Block	B
Legal Lot Number	6
Jurisdiction	IDAHO ID
Township / Civil Division	COTTONWOOD
Census Block Group	1
Census Block	1039
Census Tract	960300

Owner

Source: Idaho County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 372, COTTONWOOD, ID 83522-0372
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Sep 18, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	2021532459
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IDAHO ID
Recording Date	Sep 16, 2021
Property Address	709 SMITH ST, KEUTERVILLE, ID 83522
Document Number	532459
Instrument Date	Sep 15, 2021
Instrument	532459
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	TITLEONE LEWISTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 SMITH ST, COTTONWOOD, ID 83522

Mortgage

Document Number	532460
Date	Sep 16, 2021
Instrument	532460

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IDAHO ID
Property Address	709 SMITH ST, KEUTERVILLE, ID 83522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522482
Date	Feb 5, 2020
Instrument	522482

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IDAHO ID
Property Address	709 SMITH ST, KEUTERVILLE, ID 83522
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 510637
Date	Sep 18, 2017
Instrument	510637

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Idaho County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Idaho County
Municipality	Cottonwood City
Unified School District	Cottonwood Joint School District 242 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,025 (-) Land $66,958 Building $474,067	$541,025 (-) Land $66,958 Building $474,067
2025	$2,001.00 (+37.24%)	$541,025 (+32.62%) Land $66,958 Building $474,067	$541,025 (+32.62%) Land $66,958 Building $474,067
2023	$1,458.00 (-33.03%)	$407,943 Land $51,459 Building $356,484	$407,943 Land $51,459 Building $356,484
2022	$2,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD WATER DEPT serves 977 people · EPA ID ID2250013
Water Source	Groundwater
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Airbridge Broadband Fixed Wireless · not low latency	400 / 400
First Step Internet Fixed Wireless	25 / 4
CenturyLink DSL	10 / 1

May also be available: Inland Cellular.

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