904 S Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 904 S Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,607 sqft · built 2008
Owner	Individual Name on File
Last Sale	$183,500 (Nov 2018)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023429-1206`

Property Details

APN / Parcel Number

Primary APN	`023429-1206`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008

Location & Zoning

Street Address	904 S BLACK CHERRY DR
City	SAINT JOHNS
State	FL
Zip	32259-7013
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 12 UNIT 1206 OR4636/1585
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Phase	12
Legal Block	1
Legal Lot Number	1206
Legal Unit	1206
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2009
Census Tract	20904

Owner

Source: St. Johns County records · APN 023429-1206

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3730 SANCTUARY WAY N, JACKSONVILLE BEACH, FL 32250-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2018 · Amount on Record
Deed Sale	Nov 05, 2018 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	201879867
Deed Book / Page	4636 / 1585
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 05, 2018
Property Address	904 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-7013
Document Number	0046361585
Book / Page	004636 / 001585
Instrument Date	Nov 01, 2018
Instrument	79867
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,284.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 S BLACK CHERRY DR ST JOHNS FL 322597013, ST JOHNS, FL 32259-7013

Mortgage

Document Number	46361587
Date	Nov 05, 2018
Book Page	004636/001587
Instrument	79868

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,000 (+38.42%) Building $232,000	$232,000 (-) Building $232,000
2025	$1,668.00 (+12.4%) Homeowner's exemption Widower's exemption	$167,604 (+2.9%)	$232,000 (-4.76%)
2024	$1,484.00 (+2.77%) Homeowner's exemption Widower's exemption	$162,880 (+3%)	$243,600 (+1.92%)
2023	$1,444.00 (-0.76%) Homeowner's exemption Widower's exemption	$158,136 (+3%)	$239,010 (+23.2%)
2022	$1,455.00 Homeowner's exemption Widower's exemption	$153,530	$194,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.