902 S Black Cherry Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 902 S Black Cherry Dr, Saint Johns, FL 32259

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,268 sqft · built 2008
Owner2 Individual Names on File
Tax Bill$470 (2025)
Deeds & MortgagesAug 2026 Sale
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN023429-1205

Property Details

APN / Parcel Number

Primary APN023429-1205

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment

Location & Zoning

Street Address902 S BLACK CHERRY DR
CitySAINT JOHNS
StateFL
Zip32259-7013
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR2642/84) CROSSINGS AT CYPRESS TRACE CONDO PH 12 UNIT 1205 OR3078/889
Legal Range28E
Legal Township05S
Legal Section03
Legal SubdivisionCROSSINGS AT CYPRESS TRACE
Legal Phase12
Legal Block1
Legal Lot Number1205
Legal Unit1205
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2009
Census Tract20904

Owner

902 S Black Cherry Dr, a condominium, is owned and occupied by two individuals who acquired it in August 2026.

Source: St. Johns County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address902 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-7013
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 26, 2026
Transfer Doc0000073654
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 26, 2026
Property Address902 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-7013
Document Number0000073654
Book / Page6427 / 546
Instrument DateAug 26, 2026
Instrument202673654
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address902 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-7013

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address902 S BLACK CHERRY DR, SAINT JOHNS, FL 32259-7013
Document Number0048681641
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address902 S BLACK CHERRY DR #1205 ST JOHNS FL 322597013, 1205, ST JOHNS, FL 32259-7013

Mortgage

Document Number0048681641
DateJan 21, 2020
Book Page004868/001641
Instrument4632
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 902 S Black Cherry Dr was $470, up 13.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,329 (+2.7%) Building $73,329$163,000 (-13.3%) Building $163,000
2025$470.00 (+13.25%) Homeowner's exemption$71,401 (+2.9%)$188,000 (-8.52%)
2024$415.00 (+0.97%) Homeowner's exemption$69,389 (+3%)$205,500 (+2.3%)
2023$411.00 (+1.73%) Homeowner's exemption$67,368 (+3%)$200,880 (+20.29%)
2022$404.00 Homeowner's exemption$65,406$167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 S Black Cherry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 S Black Cherry Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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