Effingham County property record for 902 S 3rd St, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1933 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jul 2017) |
| Tax Bill | $1,333 (2022) |
| Deeds & Mortgages | Apr 2017 Construction Loan Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-050-002 |
| Primary APN | 03-16-050-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Base Area |
| Basement Area | 1,200 sqft |
| Year Built | Built 1933 |
|---|---|
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 902 S 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 45FT OF N 76FT LOT 2 S 1/2 SW NW 3315/118 2151/68 2151/66 2091/149 2047/323 2016/220 1771/130 1442/334 |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-16-050-002
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 S 3RD ST, EFFINGHAM, IL 62401-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2017 | Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA |
| Jul 10, 2017 | Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2005 |
| Deed Document Number | 201701703108 |
| Deed Book / Page | 3315 / 118 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 902 S 3RD ST, EFFINGHAM, IL 62401-3860 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003293/009 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 3293/009 |
| Instrument | 201701701663 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jan 10, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jul 10, 2017 |
| Property Address | 902 S 3RD ST, EFFINGHAM, IL 62401-3860 |
| Document Number | 003315/118 |
| Book / Page | 3315 / 118 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 201701703108 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 S 3RD ST, EFFINGHAM, IL 62401-3860 |
| Document Number | 201701703109 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 201701703109 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 162 Months |
| Due | Jan 03, 2031 |
| Rate | 3.25% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $1,333.00 Homeowner's exemption | $26,470 Land $8,470 Building $18,000 | $79,410 Land $25,410 Building $54,000 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures