La Plata County property record for 904 Oak Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,520 sqft · built 1971 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | Sep 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-163-28-003 |
| Primary APN | 5665-163-28-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Lot Area | 9,000 sqft (0.207 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R006002 |
|---|---|
| Street Address | 904 OAK DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: EASTER HEIGHTS ADD BLOCK: 1 LOT: 3 EASTER HTS ADD 904 OAK DR DURANGO 81301 |
| Legal Subdivision | EASTER HEIGHTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970800 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 904 OAK DR, DURANGO, CO 81301-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 904 OAK DR, DURANGO, CO 81301-4413 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 904 OAK DR, DURANGO, CO 81301-4413 |
| Document Number | 0001246608 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 1246608 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 871 Months |
| Due | Apr 6, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Monthly |
| Min Rate At Change | 1.95% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,380 (-2.08%) Land $13,690 Building $21,690 | $578,100 (-) Land $223,750 Building $354,350 | |
| 2025 | $1,582.00 (+90.83%) | $36,130 (+32.1%) Land $13,980 Building $22,150 | $578,100 (+41.62%) Land $223,750 Building $354,350 |
| 2023 | $829.00 (+13.72%) | $27,350 (+9.93%) Land $9,960 Building $17,390 | $408,200 (+14.03%) Land $148,710 Building $259,490 |
| 2022 | $729.00 | $24,880 Land $10,770 Building $14,110 | $357,990 Land $155,000 Building $202,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Verizon.
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