La Plata County property record for 903 Oak Dr, Durango, CO 81301 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,998 sqft Living Area |
| Lot Size | 12,981 sqft (0.298 acres) |
| Garage | Attached, 588 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,228.00 (2025) |
| Primary APN | 5665-163-27-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,586 sqft Gross Area |
| 1st Floor | 1,998 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch Style |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Attached Garage |
| Garage Area | 588 sqft Garage |
| Porch Area | 222 sqft Porch |
| Heating System | Hot Water Heating |
|---|
| Account Number | R433210 |
|---|---|
| Street Address | 903 OAK DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-4420 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: EASTER HEIGHTS ADD BLOCK: 2 LOT: 1 EASTER HTS ADD L&E 1015312 WD ROW TO COD 903 OAK DR DURANGO 81301 |
| Legal Subdivision | EASTER HEIGHTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LA PLATA CO |
| Minor Civil Division | DURANGO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 970800 |
Source: La Plata County records · APN 5665-163-27-009
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 903 OAK DR, DURANGO, CO 81301-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Apr 08, 2020 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 903 OAK DR, DURANGO, CO 81301-4420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 903 OAK DR, DURANGO, CO 81301-4420 |
| Document Number | 0001211885 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 1211885 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 9.84% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 903 OAK DR, DURANGO, CO 81301-4420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001169959 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 1169959 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 07, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,840 (-1.03%) Land $13,840 Building $34,000 | $773,490 (-) Land $223,750 Building $549,740 | |
| 2025 | $2,228.00 (+75.99%) | $48,340 (+26.51%) Land $13,980 Building $34,360 | $773,490 (+35.64%) Land $223,750 Building $549,740 |
| 2023 | $1,266.00 (+20.92%) | $38,210 (+16.85%) Land $10,310 Building $27,900 | $570,260 (+21.18%) Land $153,910 Building $416,350 |
| 2022 | $1,047.00 | $32,700 Land $10,770 Building $21,930 | $470,570 Land $155,000 Building $315,570 |
903 Oak Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · La Plata County (08067C), updated April 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 9th in Colorado |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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