904 N Spring St, Luverne, MN 56156 Property Records

Rock County property record for 904 N Spring St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	986 sqft · built 1949
Lot Size	0.19 acres (8,286 sqft)
Owner	2 Individual Names on File
Last Sale	$96,000 (Apr 2020)
Tax Bill	$1,832 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
APN	`20-0295-000`

Property Details

APN / Parcel Number

Primary APN	`20-0295-000`

Interior

Building Area	986 sqft Living Area
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	8,286 sqft (0.19 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	904 N SPRING ST
City	LUVERNE
State	MN
Zip	56156-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 63' OF LOT 3 BLOCK 7
Legal Subdivision	BARCK, ADAMS & HOWE'S ADDITION
Legal Block	7
Legal Lot Number	3
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2008
Census Tract	570200

Owner

904 N Spring St is owned by two individuals who bought it in April 2020.

Source: Rock County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 W MAIN ST, LUVERNE, MN 56156-1882
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Mar 2, 2015 · Amount on File
Deed Document Number	2020196903
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	176543
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Apr 20, 2020
Property Address	904 N SPRING ST, LUVERNE, MN 56156-1374
Document Number	196903
Map Reference	DOC 185901
Instrument Date	Apr 9, 2020
Instrument	196903
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 W MAIN ST, LUVERNE, MN 56156-1882

Mortgage

Document Number	196904
Date	Apr 20, 2020
Instrument	196904

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 904 N Spring St was $1,832, up 6.4% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,832.00 (+6.39%)	$191,200 (+3.3%) Land $10,000 Building $181,200	$191,200 (+3.3%) Land $10,000 Building $181,200
2025	$1,722.00	$185,100 Land $10,000 Building $175,100	$185,100 Land $10,000 Building $175,100
2023	$1,560.00	$159,800 Land $8,300 Building $151,500	$159,800 Land $8,300 Building $151,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 904 N Spring St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 904 N Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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