819 N Spring St, Luverne, MN 56156 Property Records

Rock County property record for 819 N Spring St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1919
Lot Size	0.236 acres (10,309 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2024)
Tax Bill	$898 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2024 Sale & Mortgage
APN	`20-0282-000`

Property Details

APN / Parcel Number

Primary APN	`20-0282-000`

Interior

Building Area	952 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Lot Area	10,309 sqft (0.236 acres)
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	819 N SPRING ST
City	LUVERNE
State	MN
Zip	56156-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 78.5' OF LOT 2 BLOCK 6
Legal Subdivision	BARCK, ADAMS & HOWE'S ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2015
Census Tract	570200

Owner

819 N Spring St is owned and occupied by an individual who bought it in November 2024.

Source: Rock County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	819 N SPRING ST, LUVERNE, MN 56156-1348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
Nov 27, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Nov 15, 2024 · Amount on File
Deed Document Number	2024207175
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	819 N SPRING ST, LUVERNE, MN 56156-1348
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000206989
Date	Oct 22, 2024
Instrument	206989

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2025

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Nov 27, 2024
Property Address	819 N SPRING ST, LUVERNE, MN 56156-1348
Document Number	0000207175
Instrument Date	Nov 15, 2024
Instrument	207175
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 N SPRING ST, LUVERNE, MN 56156-1348

Mortgage

Document Number	0000207176
Date	Nov 27, 2024
Instrument	207176

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 819 N Spring St was $898, up 13.7% from the year before.

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$898.00 (+13.67%)	$113,800 (+5.86%) Land $12,500 Building $101,300	$113,800 (+5.86%) Land $12,500 Building $101,300
2025	$790.00	$107,500 Land $12,500 Building $95,000	$107,500 Land $12,500 Building $95,000
2023	$1,074.00	$87,900 Land $10,400 Building $77,500	$87,900 Land $10,400 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 819 N Spring St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 819 N Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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