904 N Monroe St, Lowell, MI 49331 Property Records

Kent County property record for 904 N Monroe St, Lowell, MI 49331

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 1900
Lot Size0.406 acres (17,685 sqft)
OwnerIndividual Name on File
Tax Bill$3,365 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-20-02-202-005

Property Details

APN / Parcel Number

Primary APN41-20-02-202-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,562 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area17,685 sqft (0.406 acres)
Lot Dimensions132 ft deep x 66 ft wide
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address904 N MONROE ST
CityLOWELL
StateMI
Zip49331-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 4 ALSO N 1/2 OF THAT PART OF VACATED PORTION OF SHERMAN ST ADJ ON THE S * LEE'S ADD
Legal SubdivisionOF THAT PART OF VACATED PORTION OF SHERM
Legal Block4
Legal Lot Number8
JurisdictionKENT MI
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3004
Census Tract12004

Owner

904 N Monroe St is owned and occupied by an individual who acquired it in June 2004.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address904 N MONROE ST, LOWELL, MI 49331-1142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 25, 2004
Transfer Doc0000092574
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address904 N MONROE ST, LOWELL, MI 49331-1142
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107239
DateNov 12, 2020
Instrument20201112-0107239
Lender
NameMMS MORTGAGE SERVICES LTD
TypeMortgage Company
AddressFARMINGTON, MI 48331
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 904 N Monroe St was $3,365.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
MunicipalityLowell City
Unified School DistrictLowell Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,800 (+5.42%)$291,600 (+5.42%)
2025$3,365.00 Homeowner's exemption$138,300$276,600
2023$120,300$240,600
2019$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 N Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2013)
Most Recent ClaimApr 2013 · Flooding
Claims by Event
  • Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 N Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL
serves 4,150 people · EPA ID MI0003950
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Monroe St

Nearby Streets

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