903 N Monroe St, Lowell, MI 49331 Property Records

Kent County property record for 903 N Monroe St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1890
Lot Size	0.313 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2024)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-204-003`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-204-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 N MONROE ST
City	LOWELL
State	MI
Zip	49331-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 BLK 5 * LEE'S ADD
Legal Subdivision	LEES ADD
Legal Block	5
Legal Lot Number	7
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3005
Census Tract	12004

Owner

903 N Monroe St is owned and occupied by an individual who bought it in October 2024.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	903 N MONROE ST, LOWELL, MI 49331-1141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	202455359
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000032882
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	903 N MONROE ST, LOWELL, MI 49331-1141
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 N MONROE ST, LOWELL, MI 49331-1141

Mortgage

Document Number	0000004821
Date	Jan 30, 2024
Instrument	20240130-0004821

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Apr 19, 2022
Property Address	903 N MONROE ST, LOWELL, MI 49331-1141
Document Number	0000032882
Map Reference	LB 2 PG 29
Instrument Date	Apr 8, 2022
Instrument	20220419-0032882
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 N MONROE ST, 903, LOWELL, MI 49331-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 N MONROE ST, LOWELL, MI 49331-1141

Mortgage

Document Number	0000032883
Date	Apr 19, 2022
Instrument	20220419-0032883

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	8.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 23, 2017
Property Address	903 N MONROE ST, LOWELL, MI 49331-1141
Document Number	0000053833
Map Reference	LB2 PG29
Instrument Date	Jun 22, 2017
Instrument	20170623-0053833
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	ATA NATIONAL TITLE GORUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 N MONROE ST, 903, LOWELL, MI 49331-1141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8083 ARROWWOOD CT # B, B, TERRE HAUTE, IN 47802-9134

Mortgage

Document Number	0000053834
Date	Jun 23, 2017
Instrument	20170623-0053834

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 903 N Monroe St was $6,255.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,200 (+10.31%)	$310,400 (+10.31%)
2025	$6,255.00 Homeowner's exemption	$140,700	$281,400
2023		$99,400	$198,800
2019	$3,860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 N Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 N Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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