904 Main St, Malvern, IA 51551 Property Records

Mills County property record for 904 Main St, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,516 sqft · built 1907
Lot Size	0.139 acres (6,040 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (May 2020)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087790000000000`

Property Details

APN / Parcel Number

Primary APN	`087790000000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area
1st Floor Area	732 sqft
Basement Area	549 sqft
Unfinished Basement	549 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	6,040 sqft (0.139 acres)
Lot Dimensions	151 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	904 MAIN ST
City	MALVERN
State	IA
Zip	51551-8147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 40' S 80' W 151' BLK 3 ACADEMY ADD
Legal Subdivision	ACADEMY ADD
Legal Block	3
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4052
Census Tract	40100

Owner

904 Main St is owned and occupied by two individuals who bought it in May 2020.

Source: Mills County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	904 MAIN ST, MALVERN, IA 51551-8147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Deed of Trust, Mortgage · FHA Mortgage ARK LA TEX FINANCIAL SERVICES LLC
May 18, 2018	Deed of Trust, Mortgage SOUTHWEST IOWA HOUSING TRUST FUND
May 8, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN NATIONAL BANK
May 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	20201194
Deed Book / Page	2020 / 1194
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	904 MAIN ST, MALVERN, IA 51551-8147
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001035
Date	May 18, 2018
Book Page	0000002018/0000001035
Instrument	000000001035

Lender

Name	ARK LA TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	904 MAIN ST, MALVERN, IA 51551-8147
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001036
Date	May 18, 2018
Book Page	0000002018/0000001036
Instrument	000000001036

Lender

Name	SOUTHWEST IOWA HOUSING TRUST FUND
Type	Lending Institution

Agreement

Amount	Amount on Record

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	May 8, 2020
Property Address	904 MAIN ST, MALVERN, IA 51551-8147
Document Number	2020/1194
Book / Page	2020 / 1194
Instrument Date	May 6, 2020
Instrument	2020 1194
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	904 MAIN ST, MALVERN, IA 51551-8147

Mortgage

Document Number	20201195
Date	May 8, 2020
Instrument	2020 1195

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	02020/1196
Date	May 8, 2020
Book Page	2020/1196
Instrument	2020 1196

Lender

Name	AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	May 18, 2018
Property Address	904 MAIN ST, MALVERN, IA 51551-8147
Document Number	2018/1034
Book / Page	2018 / 1034
Instrument Date	May 8, 2018
Instrument	000000001034
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	904 MAIN ST, MALVERN, IA 51551-8147

Tax Assessment & Valuation

The 2025 property tax bill for 904 Main St was $2,268.

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00	$154,977 Land $12,000 Building $142,977	$154,977 Land $12,000 Building $142,977
2024	$2,268.00
2023		$155,307 (+35.38%) Land $4,000 Building $151,307	$155,307 Land $4,000 Building $151,307
2022	$2,314.00	$114,721 Land $4,000 Building $110,721
2021			$114,721 Land $4,000 Building $110,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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