808 Main St, Malvern, IA 51551 Property Records

Mills County property record for 808 Main St, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1924
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Feb 2021)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Jun 2015 Mortgage Sep 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088100000000000`

Property Details

APN / Parcel Number

Primary APN	`088100000000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	151 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	808 MAIN ST
City	MALVERN
State	IA
Zip	51551-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 60' N 116' W 151' BLK 8 ACADEMY ADD
Legal Subdivision	ACADEMY ADD
Legal Block	8
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4051
Census Tract	40100

Owner

808 Main St is owned and occupied by two individuals who bought it in February 2021.

Source: Mills County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	808 MAIN ST, MALVERN, IA 51551-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 11, 2014	Deed of Trust, Mortgage · Commercial Mortgage MALVERN TRUST & SAVINGS BANK
Nov 28, 2005	Deed of Trust, Mortgage · ARM FIRST FRANLIN A DIVISION OF NAT
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES
Aug 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	2021331
Deed Book / Page	2021 / 331
Record Updated	Oct 29, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	808 MAIN ST, MALVERN, IA 51551-8145
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/1450
Date	Jun 18, 2015
Book Page	2015/1450
Instrument	2015 1450

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2045

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	808 MAIN ST, MALVERN, IA 51551-8145
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/2374
Date	Sep 11, 2014
Book Page	2014/2374
Instrument	2014 2374

Lender

Name	MALVERN TRUST & SAVINGS BANK
Address	MALVERN, IA 51551

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	808 MAIN ST, MALVERN, IA 51551-8145
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00358/0301
Date	Nov 28, 2005
Book Page	0358/0301
Instrument	4557

Lender

Name	FIRST FRANLIN A DIVISION OF NAT
Address	SAN JOSE, CA 95131

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035
Prepayment Penalty	00 Months

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Dec 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	11.5%
Index	6-Month LIBOR
Margin	7
Max Rate	14.5%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Feb 2, 2021
Property Address	808 MAIN ST, MALVERN, IA 51551-8145
Document Number	002021/331
Book / Page	2021 / 331
Instrument Date	Feb 1, 2021
Instrument	2021-0331
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 MAIN ST, MALVERN, IA 51551-8145

Mortgage

Document Number	0020210332
Date	Feb 2, 2021
Instrument	2021-0332

Lender

Name	ARK LA TEX FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Aug 29, 2019
Property Address	808 MAIN ST, MALVERN, IA 51551-8145
Document Number	02019/1857
Book / Page	2019 / 1857
Instrument Date	Aug 17, 2019
Instrument	1857
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MAIN ST, MALVERN, IA 51551-8145

Mortgage

Document Number	02019/1858
Date	Aug 29, 2019
Book Page	2019/1858
Instrument	1858

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 808 Main St was $2,626 with a homeowner's exemption.

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 Homeowner's exemption	$190,384 Land $18,000 Building $172,384	$190,384 Land $18,000 Building $172,384
2024	$2,626.00
2023		$155,547 (+35.73%) Land $6,000 Building $149,547	$155,547 Land $6,000 Building $149,547
2022	$2,132.00 Homeowner's exemption	$114,599 Land $6,000 Building $108,599
2021			$114,599 Land $6,000 Building $108,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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