Anne Arundel County property record for 904 Lynch Dr, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,586 sqft · built 1994 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,015,000 (Jul 2021) |
| Tax Bill | $14,722 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-875-90038587 |
| Primary APN | 03-875-90038587 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,586 sqft Living Area |
| Gross Area | 6,246 sqft |
| 1st Floor Area | 2,803 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 48 sqft |
| Patio Area | 892 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87590038587 |
|---|---|
| Street Address | 904 LYNCH DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13R ULMSTEAD POINT II |
| Legal Subdivision | ULMSTEAD POINT II |
| Legal Block | 2 |
| Legal Lot Number | 13R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 731107 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Mar 10, 2023 | Intrafamily Transfer, Transfer |
| Jul 24, 2021 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2021 · Amount on Record |
| Deed Sale | Jul 24, 2021 · Amount on Record |
| Deed Book / Page | 37264 / 112 |
| Last Transfer Date | Mar 6, 2023 |
| Transfer Doc | 0395070329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Document Number | 0394490287 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 39449/287 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 10, 2023 |
| Property Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Document Number | 0395070329 |
| Book / Page | 39507 / 329 |
| Map Reference | MB 133 PG 18 |
| Instrument Date | Mar 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 24, 2021 |
| Property Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Document Number | 0372640112 |
| Book / Page | 37264 / 112 |
| Map Reference | MB 133 PG 18 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 904 LYNCH DR, ARNOLD, MD 21012-1505 |
| Document Number | 0037264121 |
|---|---|
| Date | Jul 24, 2021 |
| Instrument | 37264/121 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jul 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | 6-Month LIBOR |
| Max Rate | 7.26% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,992,867 (+7.67%) | $2,134,900 (-) Land $798,400 Building $1,336,500 | |
| 2025 | $14,722.00 (+2.46%) Homeowner's exemption | $1,850,833 (+27.38%) | $2,134,900 (+24.94%) Land $798,400 Building $1,336,500 |
| 2024 | $14,369.00 (+6.9%) | ||
| 2023 | $13,442.00 Homeowner's exemption | $1,453,033 | $1,708,800 Land $614,100 Building $1,094,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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