903 Lynch Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 903 Lynch Dr, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,506 sqft · built 1987
Lot Size0.422 acres (18,371 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Sep 2022)
Tax Bill$9,402 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-875-90038576

Property Details

APN / Parcel Number

Primary APN03-875-90038576
Alternative APNs
  • 387590038576
  • 87590038576

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,506 sqft Living Area
Gross Area5,200 sqft
1st Floor Area1,838 sqft
Basement Area1,078 sqft
Finished Basement1,078 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,371 sqft (0.422 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area210 sqft
Deck Area776 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number87590038576
Street Address903 LYNCH DR
CityARNOLD
StateMD
Zip21012-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 2 ULMSTEAD POINT II
Legal SubdivisionULMSTEAD POINT II
Legal Block2
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2004
Census Tract731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address903 LYNCH DR, ARNOLD, MD 21012-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 7, 2022Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAYCOAST MORTGAGE CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleAug 10, 1995 · Amount on Record
Deed Book / Page39091 / 116
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address903 LYNCH DR, ARNOLD, MD 21012-1504
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 LYNCH DR, ARNOLD, MD 21012-1504

Mortgage

Document Number0397060284
DateJun 7, 2023
Book Page39706/284
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 7, 2022
Property Address903 LYNCH DR, ARNOLD, MD 21012-1504
Document Number0390910116
Book / Page39091 / 116
Map ReferenceMB 89 FO 26
Instrument DateAug 31, 2022
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address903 LYNCH DR, ARNOLD, MD 21012-1504

Mortgage

Document Number0039091124
DateSep 7, 2022
Instrument39091/124
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address903 LYNCH DR, ARNOLD, MD 21012-1504
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyDIAMOND TITLE INSURANCE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 LYNCH DR, ARNOLD, MD 21012-1504

Mortgage

Document Number0360080197
DateJan 25, 2021
Book Page36008/197
Lender
NameBAYCOAST MORTGAGE CO LLC
TypeMortgage Company
AddressSWANSEA, MA 02777
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueFeb 1, 2033

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$963,967 (+22.68%)$1,049,500 (+32.36%) Land $340,200 Building $709,300
2025$9,402.00 (+9.58%)
2023$8,580.00$785,733$792,900 Land $310,200 Building $482,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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