McHenry County property record for 809 Joanne Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,294 sqft · built 2003 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (Jun 2017) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-153-004 |
| Primary APN | 06-02-153-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 2,588 sqft |
| Basement Area | 1,294 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 809 JOANNE LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-7840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0034325 LT 82 SHADOW CREEK MEMO: ROHRER, EILEEN L/ KADLUBOWSKI, DENISE |
| Legal Range | 05E |
| Legal Township | 45N |
| Legal Section | 02 |
| Legal Subdivision | SHADOW CRK |
| Legal Lot Number | 82 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | DUNHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 870200 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 809 JOANNE LN, HARVARD, IL 60033-7840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 8, 2017 | Warranty Deed, Transfer · VA Mortgage BLACK HAWK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on Record |
| Deed Sale | Jun 8, 2017 · Amount on Record |
| Prior Sale | Jun 8, 2017 · Amount on Record |
| Deed Document Number | 0000020584 |
| Last Transfer Date | Jun 23, 2021 |
| Transfer Doc | 0000034325 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 23, 2021 |
| Property Address | 809 JOANNE LN, HARVARD, IL 60033-7840 |
| Document Number | 0000034325 |
| Map Reference | DOC 1999R69511 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 2021R0034325 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 809 JOANNE LN, HARVARD, IL 60033-7840 |
| Document Number | 0000034326 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021R0034326 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 8, 2017 |
| Property Address | 809 JOANNE LN, HARVARD, IL 60033-7840 |
| Document Number | 0000020584 |
| Map Reference | DOC1999R69511 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2017R0020584 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2513 BLACKWELL DR, ROCKFORD, IL 61109-6705 |
| Document Number | 0000020585 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 2017R0020585 |
| Name | BLACK HAWK BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Dunham Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $50,080 Land $17,808 Building $32,272 | $150,240 Land $53,424 Building $96,816 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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