904 Hudson Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 904 Hudson Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 972 sqft · built 1940
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jun 2002)
Tax Bill	$1,597 (2026)
Deeds & Mortgages	Sep 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-181896`

Property Details

APN / Parcel Number

Primary APN	`08-181896`
Alternative APNs	`8181896` `181896`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Total Area
Attic	Attic
Attic Area	234 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	181896
Street Address	904 HUDSON RD
City	CAMBRIDGE
State	MD
Zip	21613-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Description	32,670 SQ. FT. W/S HILLS POINT ROAD HUDSON
Jurisdiction	DORCHESTER MD
Township / Civil Division	8, NECK
Census Block Group	3
Census Block	3014
Census Tract	970702

Owner

904 Hudson Rd is owned and occupied by an individual who bought it in June 2002.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	904 HUDSON RD, CAMBRIDGE, MD 21613-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2002 · Amount on File
Deed Sale	Jun 7, 2002 · Amount on File
Prior Sale	Jun 3, 2002
Deed Document Number	200211532
Deed Book / Page	485 / 672
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	904 HUDSON RD, CAMBRIDGE, MD 21613-3230
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014200308
Date	Sep 6, 2017
Book Page	1420/308
Instrument	1420-308

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	INDIANAPOLIS, IN 46240

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	904 HUDSON RD, CAMBRIDGE, MD 21613-3230
Document Number	0015780063
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	904 HUDSON RD CAMBRIDGE MD 216133230, CAMBRIDGE, MD 21613-3230

Mortgage

Document Number	0015780063
Date	Jun 8, 2020
Book Page	001578/000063

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 904 Hudson Rd was $1,597 with a homeowner's exemption, up 4.9% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,597.00 (+4.93%) Homeowner's exemption	$139,700 Land $44,500 Building $95,200	$139,700 Land $44,500 Building $95,200
2025	$1,522.00 Homeowner's exemption
2023	$1,347.00 Homeowner's exemption	$115,800 Land $44,500 Building $71,300	$115,800 Land $44,500 Building $71,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Hudson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 320 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	320 in force
Nearby Flood Claims	230 (1979–2025)
Claims Outside the SFHA	6 of 230
Most Recent Claim	Nov 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Isabel, Sep 2003 · 163 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Hudson Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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