Dorchester County property record for 896 Hudson Rd, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,311 sqft · built 2005 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jul 2022) |
| Tax Bill | $2,816 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-182000 |
| Primary APN | 08-182000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,311 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 182000 |
|---|---|
| Street Address | 896 HUDSON RD |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V |
| Legal Description | 1.27 ACRES W/S HILLS POINT ROAD HUDSON |
| Legal Subdivision | HILLS POINT ROAD |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 8, NECK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970702 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 896 HUDSON RD, CAMBRIDGE, MD 21613-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed, Transfer · FHA Mortgage NFM INC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2022 · Amount on Record |
| Deed Sale | Jul 19, 2022 · Amount on Record |
| Prior Sale | Sep 29, 1980 · Amount on Record |
| Deed Book / Page | 1755 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Jul 19, 2022 |
| Property Address | 896 HUDSON RD, CAMBRIDGE, MD 21613-3228 |
| Document Number | 0017550230 |
| Book / Page | 1755 / 230 |
| Instrument Date | Jun 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 896 HUDSON RD, CAMBRIDGE, MD 21613-3228 |
| Document Number | 0001755239 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 1755-239 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 896 HUDSON RD, CAMBRIDGE, MD 21613-3228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 896 HUDSON RD, CAMBRIDGE, MD 21613-3228 |
| Document Number | 0017100315 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 1710/315 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 24, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,816.00 (+9.32%) | $241,400 (+35.39%) Land $35,400 Building $206,000 | $241,400 (+35.39%) Land $35,400 Building $206,000 |
| 2025 | $2,576.00 (+26.15%) | ||
| 2023 | $2,042.00 | $178,300 Land $35,400 Building $142,900 | $178,300 Land $35,400 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 320 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 320 in force |
| Nearby Flood Claims | 230 (1979–2025) |
| Claims Outside the SFHA | 6 of 230 |
| Most Recent Claim | Nov 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Bay Country Communications.
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