904 Forest Ter, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 904 Forest Ter, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,346 sqft · built 1980
Lot Size	0.342 acres (14,900 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Mar 2019)
Tax Bill	$6,470 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-90007538`

Property Details

APN / Parcel Number

Primary APN	`03-165-90007538`
Alternative APNs	`3-165-90007538` `16590007538`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,346 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,900 sqft (0.342 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	495 sqft
Porch	Enclosed Breezeway
Porch Area	450 sqft
Deck Area	136 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	16590007538
Street Address	904 FOREST TER
City	ANNAPOLIS
State	MD
Zip	21409-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 42 BK AZ PL 12 CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	AZ
Legal Lot Number	42
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2030
Census Tract	731003

Owner

904 Forest Ter is owned and occupied by two individuals who bought it in March 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	904 FOREST TER, ANNAPOLIS, MD 21409-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED MUTUAL FNDG
Mar 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED MUTUAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Deed Book / Page	32921 / 280
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	904 FOREST TER, ANNAPOLIS, MD 21409-5314
Document Number	0348130371
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	904 FOREST TER ANNAPOLIS MD 214095314, ANNAPOLIS, MD 21409-5314

Mortgage

Document Number	0348130371
Date	Jun 29, 2020
Book Page	034813/000371

Lender

Name	UNITED MUTUAL FNDG
Type	Funding / Finance Company
Address	BRANDON, FL 33511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 4, 2019
Property Address	904 FOREST TER, ANNAPOLIS, MD 21409-5314
Document Number	0329210280
Book / Page	32921 / 280
Map Reference	MB 24 FO 15
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 QUINCE ORCHARD RD # 182, 509, GAITHERSBURG, MD 20878-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	904 FOREST TER, ANNAPOLIS, MD 21409-5314

Mortgage

Document Number	0032921286
Date	Mar 4, 2019
Instrument	32921/286

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 904 Forest Ter was $6,470 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,267 (+5.45%)	$600,800 (-) Land $257,700 Building $343,100
2025	$6,470.00 (+2.16%) Homeowner's exemption	$541,733	$600,800 Land $257,700 Building $343,100
2024	$6,333.00 (+16.48%)
2023	$5,437.00 Homeowner's exemption	$503,600	$512,200 Land $247,700 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Forest Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1978–2003)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Forest Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Forest Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures